THE ORIENTAL TWO WHEELER INSURANCE

The Two-wheeler insurance from Oriental ranks amongst some of the older and most highly-trusted ones in the country. The package policy brings comprehensive protection not only against third-party liabilities but also for you and your bike or scooter.

• Cashless Claims.
• Multiple Add-ons.
• Quick Claim-settlement.
• Online Purchase & Hassle-free Renewal.

Oriental bike insurance from The Oriental Insurance Company Ltd serves millions across India through thousands of network garages and other practical offerings.

Oriental Insurance Two-wheeler Insurance Features & Advantages

• Package insurance for your two-wheeler.
• All-inclusive protection, comprehensive and third-party coverage.
• Add-ons at an extra premium.
• No-claim Bonus.
• Online premium payment through payment services.

2 Wheeler Insurance Oriental Policies & Variants

Package Policy: Addresses third-party liabilities and covers accidental losses of or damages to the scooter or bike.

• Compensates losses occur because of natural calamities such as storms, cyclones, typhoons, earthquakes, hailstorms, inundation or lighting and man-made incidents like riots or terrorist attacks.
• Own-damage cover for protection against fire, thefts and accidents.
• Personal accident covers for the owner-driver. 

Oriental Insurance 2 Wheeler Add-Ons

• Zero-Depreciation: Depreciation does not get calculated while the claim settlement and the entire due claim amount are compensated. 

Oriental Bike Insurance Major Exclusions

• Mechanical/electrical breakdowns or failures.
• Damages to tubes or tyres, unless damage to the two-wheeler in the accident.
• Bike or scooter being used for reward/hire, speed testing, racing or reliability trials.
• Damages by an individual driving without a valid driving license or under the influence of liquor/drugs.
• Losses outside India unless covered by an additional premium for Nepal, Bhutan, Bangladesh, Pakistan, Sri Lanka and the Maldives.
• Losses or damages are attributable to wars, mutinies and nuclear risks.

Oriental Insurance Bike Insurance Discounts

• Voluntary Discounts: Applicable if you choose to pay the minimum amount at the time of claim settlement.
• No-claim Discounts: If you do not make any claims throughout the year, you get a discount of 20% on the premium of the second year. It can go up to 50% for consecutive claims-free years. 

The Oriental Bike Insurance Premium Calculator

The premium for your Oriental two-wheeler insurance is based on factors such as the make/model, city, registration date, add-ons and the use of electrical or non-electrical accessories.

One can compare policies and plans by visiting Oriental Insurance's official website. Alternatively, you may use established online insurance comparison portals like Quickinsure.co.in to explore Oriental two-wheeler insurance prices, and simplify and speed up the process of buying a bike or scooter insurance.

 

Oriental Insurance Two-wheeler Policy Renewal & Application

One can apply for a new two-wheeler policy or prefer Oriental two-wheeler insurance renewal online by viewing and comparing quotes through premier insurance comparison platforms such as Quickinsure.co.in.

Oriental Two-wheeler Insurance Policies FAQs

Q 1. Can I Buy Oriental Two-Wheeler Insurance Online?

Yes, you can easily buy Oriental Two-Wheeler insurance online from Oriental Insurance official website. Also you can purchase Oriental bike insurance on Quickinsure, just visit the website >> Select Two-Wheeler Option >> Enter Vehicle Details >> Select Insurance Options >> Make the Payment >> Download Insurance Copy.

Q 2. What documents are Required to Buy Oriental Two-Wheeler Insurance?

To buy Oriental Two-Wheeler insurance you need to provide some necessary documents like, Vehicle Registration Certificate (RC), Previous insurance copy (if available), Photograph, and Identity proof like Adhar Card, Voter ID. In some cases you may be asked to provide driving license and bank account details.

Q 3. How Do I Renew My Oriental Two-Wheeler Insurance Policy?

You can renew Oriental Two-Wheeler insurance online or offline. To renew offline, you can visit the nearest Oriental Insurance office, share required details and documents, make the payment and get a insurance copy.

For online renewal you can visit Oriental official website or can renew on Quickinsure, visit website, enter essential details, make payment and download your insurance copy online.

Q 4. What is the Claim Settlement Ratio for Oriental Two-Wheeler Insurance?

Oriental Insurance is committed to customer satisfaction and prompt claim processing with 90-95% claim settlement ratio (CSR).

Q 5. How to Contact Oriental Two-Wheeler Insurance Customer Care?

To contact Oriental Two-Wheeler insurance customer care you can call on toll free number 1800 118 485 or can file grievance online at https://orientalinsurance.org.in/IRDAI-grievances. They also provide email support at csd@orientalinsurance.co.in.

Disclaimer: The information shared is purely indicative. Please refer to the policy wordings for the most up-to-date and precise details.