TVS XL BIKE INSURANCE

TVS Motors is the only two-wheeler manufacturer in India to produce mopeds. TVS XL, a widely popular moped brand, is being used by a diverse range of customers on the rough and tough roads of rural India. The utilitarian nature of XL 100 makes it immensely popular as a delivery service vehicle in India’s urban areas. TVS Motors, the third-largest two-wheeler manufacturing company in India, has launched the updated version of XL 100 that complies with the BS-VI emission norms.

TVS XL 100: Specifications

TVS XL 100 Variants	Comfort, Heavy Duty, Comfort i-TOUCH Start, Heavy Duty i-TOUCH Start, Heavy Duty i-TOUCH Start Special Edition, Winner
Engine Description	Single cylinder, 4-stroke
Engine Displacement	99.7 cc
Maximum Power	4.4 PS @ 6000 rpm
Maximum Torque	6.5 Nm @ 3500 rpm
Length x Width x Height (in mm)	1895 × 670 × 1077
Wheelbase (in mm)	1228
Fuel Type	Petrol
Seating Capacity	2
Fuel Tank Capacity (in litres)	4
Suspension	Front: Telescopic spring type hydraulic Rear: Swingarm with hydraulic shocks
Brake System	Front: Drum Rear: Drum
Official Tagline	#Full of Surprises

TVS XL 100: Prices

Ex-showroom (New Delhi): Rs. 40,990/- to Rs. 49,751/- (depending on the variant).

TVS XL 100:Insurance Coverage

Insurance Options for TVS XL 100

Third-party Insurance is essential to drive any vehicle in India. It covers both the liability that arises due to injury or death of a person and damages caused to a person’s property because of an accident involving your moped.

Standalone Own-Damage Insurance covers the cost involved in repairing damages caused to your Moped. This is not mandatory but helpful if your moped sustain damages in an accident. Third-party insurance is needed to buy this cover.

Comprehensive Insurance protects you against both third-party liabilities and damages sustained by your Moped. This is also not compulsory.

TVS XL 100 Insurance: Add-On Covers

Zero Depreciation Add-on: Two-wheeler insurance companies settle your claims after deducting the depreciation cost. If you include this add-on in your policy, the actual cost of repairs or replacements will be paid out when settling claims.

Engine & Gear Protection Add-on: For any two-wheeler, the cost of its engine constitutes approximately 40 percent of the total price. Including this add-on to your TVS XL 100 insurance policy covers the costs of repairing the engine and gearbox that have sustained damages due to lubricating oil leaks, accidents, or water regression.

TVS XL 100 Insurance: Why Quickinsure?

Explore TVS XL 100 insurance cost with Quickinsure by comparing TVS XL insurance prices and availing substantial discounts from various recognised insurance providers.

Quickinsure’s industry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all your TVS XL 100insurance needs.

TVS XL 100: Review

TVS XL 100 does not offer loads of features as it is a utilitarian vehicle and is competitively priced. However, some models of the BS-VI version come with a few new features such as the silent start system, a USB charger for charging mobile phones, and an engine kill switch. The instrument console, a single-pod unit, consists of an analogue speedometer and odometer. Though there is no fuel gauge, it comes with a reserve indicator. The XL 100, powered by a 100 cc single-cylinder engine is well-known for its load-carrying capacity. The updated version offers 15 percent more mileage according to TVS.

TVS XL Insurance: FAQs

Q1: I have filed a claim for my TVS XL 100 this year. Will my premium be increased during renewal?

A1: Premiums are calculated based on several factors. Apart from claims, other factors considered are the nature of the policy and vehicle model, among others. As such, it is not possible to predict how the premium will change after filing a claim.

Q2: Why is a third-party liability cover mandatory?

A2: The third-party liability insurance covers:

Bodily injury or death of a person in an accident involving your moped
Damage to the property of a person by your vehicle

Q3: What should I do if TVS XL 100 moped is stolen?

A3: If your 100 is stolen/lost:

File an FIR at the earliest with the nearest police station
Call and inform your insurer and provide vehicle and incident details, policy number, etc.
Submit all documents, including the not traceable certificate