KTM RC BIKE INSURANCE

KTM RC is an aggressive-looking and fast performance-orientedbike with stylish graphics. RC, a premium daily compact racer motorcycle, is available with three variants and top-notch equipment. Admired for its ready-to-race philosophy, it continues to win Indian hearts and rise in popularity.

KTM RC: Specifications

Variants	KTM RC 125, KTM RC 200 & KTM RC 390
Engine Description	Water-cooled with 4 valves & Single-cylinder 4-stroke engines
Engine Displacement	125 cc, 199.5 cc&373 cc
Maximum Power	11 kW (15 hp), 19 kW (26 hp) & 32 kW (44 hp)
Maximum Torque	12 Nm@8,000 rpm, 19.2 Nm@8,000 rpm & 36 Nm@7,000 rpm
Length x Width x  Height	1,977-1,980 x 688 x 1,098 mm
Wheelbase	1.34 – 1.341 m
Fuel Type	Petrol
Seating Capacity	2
Fuel Tank	9.5 L
Suspension	Front:& Rear:
Brake System	Front:Disc& Rear: Disc
Official Taglines	Certain of Success, A Powerful Appearance & Racing Genes

 

KTM RC: Prices

Ex-showroom (Delhi):1.58-2.56lakhs (Please check precise details at the time of purchase).

Types of Insurance KTM RC

Third-party liability coverage is the minimum and legally-mandatory bike insurance that you need in India. The policy only covers property damages, injuries and disabilities/death of third parties.

Standalone own-damage bike insurance is optional and only takes care of damages to your bike or its parts due to accidents, fire, vandalism, road collisions, theft and natural calamities. It must be renewed every year.

 

Comprehensive insurance, in addition to the third-party policy features, also protects against damages to your bike. The insurance addresses costs such as those arising from losses/damages to your motorcycle due to accidents or theft, malicious acts, burglary, housebreaking, flood/earthquake and fire/explosion. 

 

 

KTM RC 390, RC 125 & KTM RC 200 Insurance: Add-Ons

Zero Depreciation: Generally, the necessary depreciation amount is always accounted-for during bike insurance claims. The Nil depreciation or Zero depreciation cover ensures no depreciation is considered and you receive the entire value of replacements/repairs during claims. 

 

Engine & Gear Protection: Covers your motorcycle's engine and gearbox against undercarriage damages and other resulting damages due to accidents, leakage of lubricating oil or water regression.

 

Invoice Protection: Lets you claim ex-showroom and other charges during theft or total damage. Reimburses the gap between IDV and additional charges such as registration or road tax that you must have paid while purchasing the bike.

 

Roadside Breakdown Assistance: Provides the much-needed relief on time when your bike gets stuck in the middle of the road due to an empty fuel tank or any mechanical issues. 

 

KTM RC Insurance: Why Quickinsure?

Explore KTM RC 200 insurance cost and RC 390 insurance cost with Quickinsure by comparing RC 390, RC 200 insurance prices and availing substantial discounts from various recognised insurance providers.

Quickinsure’sindustry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all your KTM insurance needs.

KTM RC: Review

RC motorcycles from KTM, the leading sports bike manufacturer owned by Pierer Mobility AG and Bajaj Auto, belong to its SUPERSPORT category, admired for high-performance street racing offerings. Be it entry-level RC 125, the premium full-faired RC 200, or the mighty, agile and fast RC 390, all of them may not provide the best mileage; however, they certainly bring an unmatchable ride experience for bike enthusiasts.

 

KTM RC: FAQs

Q: How are motorcycle premiums calculated?

Depending on the engine capacity, your third-party bike insurance premium is fixed by the Insurance Regulatory and Development Authority of India.

Own-damage and comprehensive policies' premiums vary, relying on factors including bike make/model/variant, engine capacity, fuel type, RTO location and registration city. 

Q: Can I opt not to claim if the damage to my KTM RC is minimal, and what's the benefit of doing so?

Yes, you can! It means during the next bike insurance renewal; you can avail the no-claim bonus or premium discount for zero claims throughout the policy period. 

Q: Is it compulsory to buy or renew my RC (own-damage) insurance from the same company?

While purchasing an own-damage cover, one must have valid third-party bike insurance, or it should be bought simultaneously. However, as the IRDAI allows insurers to issue 'Stand-Alone Own-Damage Insurance Policies' for two-wheelers, it is not necessary to stick to the same insurer for renewing or buying your OD policy (out of bundled cover).

Q: How can I find out which bike insurance provider and particular policy is appropriate for me?

You may compare multiple policies, features and prices from all the recognised insurance providers at Quickinsure.co.in and choose the one that satisfies your requirements.