ROYAL ENFIELD HIMALAYAN BIKE INSURANCE

Royal Enfield Himalayan is a stylish dual-purpose bike for touring and daily commuting. Powered by a411 cc BS-VI engine, its notable features include switchable ABS, hazard light switch,and revised side stand. The motorcycle comes with the robust build quality. Its perfectly-positioned footpegs, handlebar and an anti-locking braking system offer ample comfort over long distances.

 

Royal Enfield Himalayan: Specifications

Variants	One variant with multiple colours
Engine Description	Single cylinder, 4 stroke, SOHC, Air-cooled, fuel injection
Engine Displacement	411 cc
Maximum Power	24.83 bhp (17.88kw)@6,500 rpm
Maximum Torque	32 Nm@4,000-4,500 rpm
Length x Width x  Height	2,190x 840x 1,360 mm
Wheelbase	1465 mm
Fuel Type	Petrol
Seating Capacity	2
Fuel Tank	15 L
Suspension	Front: Telescopic forks Rear: Monoshock with linkage
Brake System	Front:  Disc & Rear: Disc
Official Tagline	Built for All Roads, Built for No Roads

 

Royal Enfield Himalayan: Prices

Ex-showroom (New Delhi):1.91-1.95 lakhs (Please check precise details at the time of purchase).

Royal Enfield Himalayan Bike Insurance

Third-party liability coverage is the minimum and legally-mandatory bike insurance that you need in India. The policy only covers property damages, injuries and disabilities/death of third parties.

Standalone own-damage bike insurance is optional and only takes care of damages to your bike or its parts due to accidents, fire, vandalism, road collisions, theft and natural calamities. It must be renewed every year.

 

Comprehensive insurance, in addition to the third-party policy features, also protects against damages to your bike. The insurance addresses costs such as those arising from losses/damages to your motorcycle due to accidents or theft, malicious acts, burglary, housebreaking, flood/earthquake and fire/explosion. 

 

 

Royal Enfield Himalayan Bike Insurance: Add-On Covers

Zero Depreciation: Generally, the necessary depreciation amount is always accounted-for during bike insurance claims. The Nil depreciation or Zero depreciation cover ensures no depreciation is considered and you receive the entire value of replacements/repairs during claims. 

 

Engine & Gear Protection: Covers your motorcycle's engine and gearbox against undercarriage damages and other resulting damages due to accidents, leakage of lubricating oil or water regression.

 

Invoice Protection: Lets you claim ex-showroom and other charges during theft or total damage. Reimburses the gap between IDV and additional charges such as registration or road tax that you must have paid while purchasing the bike.

 

Roadside Breakdown Assistance: Provides the much-needed relief on time when your bike gets stuck in the middle of the road due to an empty fuel tank or any mechanical issues. 

 

Royal Enfield Insurance: Why Quickinsure?

Explore Royal Enfield Himalayan bike insurance cost with Quickinsure by comparing Himalayan insurance prices and availing substantial discounts from various recognised insurance providers.

Quickinsure’s industry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all your Royal Enfield insurance needs.

 

Royal Enfield Himalayan: Review

Himalayan from Royal Enfield is a versatile motorcycle designed to keep you in harmony with all kinds of terrains. Its comfortable upright riding stance, high ground clearance and excellent off-roading capabilities make it the preferred choice for bike enthusiasts across the country.

 

Royal Enfield Himalayan: FAQs

Q: How are motorcycle premiums calculated?

Depending on the engine capacity, your third-party bike insurance premium is fixed by the Insurance Regulatory and Development Authority of India.

Own-damage and comprehensive policies' premiums vary, relying on factors including bike make/model/variant, engine capacity, fuel type, RTO location and registration city. 

Q: Can I opt not to claim if the damage to my Himalayanis minimal, and what's the benefit of doing so?

Yes, you can! It means during the next bike insurance renewal; you can avail the no-claim bonus or premium discount for zero claims throughout the policy period. 

Q: Is it compulsory to buy or renew my Enfield Himalayan(own-damage) policy from the same insurer?

While purchasing an own-damage cover, one must have valid third-party bike insurance, or it should be bought simultaneously. However, as the IRDAI allows insurers to issue 'Stand-Alone Own-Damage Insurance Policies' for two-wheelers, it is not necessary to stick to the same insurer for renewing or buying your OD policy (out of bundled cover).

Q: How can I find out which bike insurance provider and particular policy is appropriate for me?

You may compare multiple policies, features and prices from all the recognised insurance providers at Quickinsure.co.in and choose the one that satisfies your requirements.