THE NEW INDIA ASSURANCE TWO WHEELER INSURANCE

Two-wheeler insurance from The New India Assurance brings liability-only and package policies offering complete protection to you and your bike or scooter while also taking care of third-party liabilities.

Cashless Claims.
Various Add-ons.
Quick Claim-settlement.
No Claim Bonus (NCB).

The New India Two-wheeler insurance from the New India Assurance Company Limited serves millions across India through its approved garages, 24x7 claim assistance and other practical offerings.

The New India Assurance Two-wheeler Insurance Features & Advantages

Third-party liability and package policy.
Addresses physical hurt to individuals and liabilities to third parties when their property gets damaged due to your bike/scooter/auto-cycle accidents.
Compensates losses occur because of natural calamities such as storms, cyclones, typhoons, earthquakes, hailstorms, inundation or lighting and human-made incidents like riots or terrorist attacks.
Includes a personal accident for the owner/driver.

The New India Assurance Bike Insurance Policies & Variants

Liability-only Policy: Legally mandatory as per the Motor Vehicles Act.

Also called party-liability-only low-premium insurance.
Protects you against damages, bodily harms, injuries or death of third parties because of accidents involving your bike or scooter.
Personal accident covers for the owner-driver.

Package Policy: Takes care of all the legal liabilities arising out of bodily injuries to and/or property damages of third parties due to accidents involving your ride.

Addresses accidental losses/damages to your bike or scooter caused by fire/explosion, self-ignition/lightning, burglaries, thefts, riots, strikes, earthquakes (fire/shock damages), floods, storms, hurricanes, typhoons, tempest, inundation, hailstorms, frost, cyclones, and malicious/terrorist activities, whilst in transit by road/rail, inland waterways, lifts/elevators/air, landslides and rockslides.
Customisable through valuable add-ons.

The New India Assurance Two-wheeler Insurance Add-Ons

Cover for addressing losses/damages to accessories fitted in your two-wheeler.
Add-on for taking care of legal liabilities to employees.

Two-wheeler Insurance The New India Assurance Major Exclusions

Damages caused by drunk driving.
Usual wear/tear.
Driving without a legal license.
Consequential damages.
Mechanical failures.
Contributory negligence.
Staged accidents.

The New India Two-wheeler Insurance Discounts

Voluntary Discounts: Applicable if you choose to pay the minimum amount at the time of claim settlement.
No-claim Discounts: If you do not make any claims throughout the year, you get a discount of 20% on the premium of the second year. It can go up to 50% for consecutive claims-free years.

The New India Two-wheeler Insurance Premium Calculator

The premium for your New India Assurance bike insurance policy is based on factors such as the make/model, city, registration date, add-ons and the use of electrical or non-electrical accessories.

You may use established online bike insurance comparison portals like quickinsure.co.in to explore two-wheeler insurance rates, simplify and speed up the process of buying bike or scooter insurance.

The New India Assurance Bike Insurance Renewal & Application

One can apply for a New India two-wheeler policy or prefer the New India Assurance two-wheeler policy renewal by viewing and comparing quotes online through premier insurance comparison platforms such as Quickinsure.co.in.

The New India Two-wheeler Insurance Review

New India Two-wheeler insurance products come from NEW INDIA ASSURANCE CO. LTD, the globally-admired multi-national general insurance company founded in 1919. Now headquartered in Mumbai, it is considered the bike or scooter insurance market leader with the highest degree of financial strength for honouring policyholders’ obligations.