BAJAJ DISCOVER BIKE INSURANCE

Bajaj Discover is one of the longest-running tried and tested premium commuter motorcycles in India. The sturdy bike comes with the satisfactory build quality, simplistic design, an engine with an adequate pull capacity and basic features. Overall, it's highly fuel-efficient, requires low-maintenance and well-admired for the ease of riding.

Bajaj Discover: Specifications

Bajaj Discover’s Variants	Discover 110 STD, Discover 110 Drum CBS, Discover 125 Drum CBS & Discover 125 Disc CBS
Engine Description	4 stroke, Air-cooled SOHC, DTS-i
Engine Displacement	115.45 cc & 124.5 cc
Maximum Power	6.3 kW (8.6 PS)@7,000 rpm & 8 kW (11 PS)@7,500 rpm
Maximum Torque	9.81 Nm@5,000 rpm & 11 Nm@5,500 rpm
Length x Width x Height	2,035 x 760 x 1,085 mm
Wheelbase	1,035 mm
Fuel Type	Petrol
Seating Capacity	2
Fuel Tank	8/8.5 L
Suspension	Front: 140 mm Fork travel, Telescopic &Rear: 120 mmRear Wheel travel, Nitrox (Gas filled)
Brake System	Drum Front: 130 mm Drum (125 cc) & Rear: 110 mm Drum (110 cc) Disc Front: 200 mm Disc & Rear: 130 mm Drum
Official Tagline	Ride It To Believe It

Bajaj Discover: Prices

Ex-showroom, New Delhi: 53,619 - 63,533 Rupees(Please check precise details at the time of purchase).

Bajaj Discover Bike Insurance Coverage

Third-Party Liability Coverage is the minimum and legally-mandatory bike insurance that you need in India. The third party two wheeler insurance policy only covers property damages, injuries and disabilities/death of third parties.

Standalone Own-Damage Bike Insurance is optional and only takes care of damages to your bike or its parts due to accidents, fire, vandalism, road collisions, theft and natural calamities. It must be renewed every year.

Comprehensive Insurance, in addition to the third-party policy features, also protects against damages to your bike. The  comprehensive bike insurance addresses costs such as those arising from losses/damages to your motorcycle due to accidents or theft, malicious acts, burglary, housebreaking, flood/earthquake and fire/explosion. 

Bajaj Discover Bike Insurance: Add-On Covers

Zero Depreciation: Generally, the necessary depreciation amount is always accounted-for during bike insurance claims. The Nil depreciation or Zero depreciation cover ensures no depreciation is considered and you receive the entire value of replacements/repairs during claims. 

Engine & Gear Protection: Covers your motorcycle's engine and gearbox against undercarriage damages and other resulting damages due to accidents, leakage of lubricating oil or water regression.

Invoice Protection: Lets you claim ex-showroom and other charges during theft or total damage. Reimburses the gap between IDV and additional charges such as registration or road tax that you must have paid while purchasing the bike.

Roadside Breakdown Assistance: Provides much-needed relief on time when your bike gets stuck in the middle of the road due to an empty fuel tank or any mechanical issues. 

Bajaj Discover 100 Insurance & Bajaj Discover 125 Insurance: Why Quickinsure?

Explore Bajaj bike insurance with Quickinsure by comparing Discover bike insurance prices and availing substantial discounts from various recognised insurance providers.

Quickinsure’s industry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all your Bajaj insurance needs.

Bajaj Discover: Review

Primarily meant for smaller cities or rural parts of the country, Bajaj Discover has been the go-choice for those looking for a no-nonsense bike with excellent mileage. First launched in 2004, it has gone through various modifications/upgrades, multiple models are now discontinued and only on sale until the stock lasts.

Read More | Bajaj boxer bike insurance

Bajaj Discover Insurance: FAQs

Q: How are motorcycle premiums calculated?

Depending on the engine capacity, your third-party bike insurance premium is fixed by the Insurance Regulatory and Development Authority of India.

Own-damage and comprehensive policies' premiums vary, relying on factors including bike make/model/variant, engine capacity, fuel type, RTO location and registration city. 

Q: Can I opt not to claim if the damage to my Bajaj Discover is minimal, and what's the benefit of doing so?

Yes, you can! It means during the next bike insurance renewal; you can avail the no-claim bonus or premium discount for zero claims throughout the policy period. 

Q: Is it compulsory to buy or renew my Discover OD (own-damage) policy from the same insurer?

While purchasing an own-damage cover, one must have valid third-party bike insurance, or it should be bought simultaneously. However, as the IRDAI allows insurers to issue 'Stand-Alone Own-Damage Insurance Policies' for two-wheelers, it is not necessary to stick to the same insurer for renewing or buying your OD policy (out of bundled cover).

Q: How can I find out which bike insurance provider and particular policy is appropriate for me?

You may compare online two wheeler insurance policies, features and prices from all the recognised insurance providers at Quickinsure.co.in and choose the one that satisfies your requirements.