BAJAJ CT 100 BIKE INSURANCE

Bajaj CT100 is a highly-admired entry-level commuter often referred to as "the most affordable motorcycle in India." The stylish BS-VI compliant CT 100 comes in vibrant colours-graphics, with a robust DTSi engine that offers easy manoeuvrability, superb mileage and safe ride-experience on uneven roads or challenging terrain throughout the country. 

 

 

Bajaj CT 100: Specifications

CT 100’s Variants	CT 100
Engine Description	4 Stroke, Single Cylinder, Electronic Injection
Engine Displacement	102 cc
Maximum Power	5.81 kW (7.9 PS)@7,500 rpm
Maximum Torque	8.34 Nm@5,500 rpm
Length x Width x  Height	1,945 x 752 x 1,072 mm
Wheelbase	1,235 mm
Fuel Type	Petrol
Seating Capacity	2
Fuel Tank	10.5 L
Suspension	Front: Hydraulic Telescopic, 125 mm Travel & Rear: Spring-in-Spring (SNS), 100 mm Wheel Travel
Brake System	Front: 130 mm Drum & Rear: 110 mm Drum With CBS
Official Tagline	HarSadak Par Kadak

 

 

CT 100: Prices

Ex-showroom, New Delhi: 32,000-53,395Rupees (Please check precise details at the time of purchase).

 

 

Bajaj CT 100 Insurance Coverage

Third-party liability coverage is the minimum and legally-mandatory bike insurance that you need in India. The policy only covers property damages, injuries and disabilities/death of third parties.

 

Standalone own-damage bike insurance is optional and only takes care of damages to your bike or its parts due to accidents, fire, vandalism, road collisions, theft and natural calamities. It must be renewed every year.

 

Comprehensive insurance, in addition to the third-party policy features, also protects against damages to your bike. The insurance addresses costs such as those arising from losses/damages to your motorcycle due to accidents or theft, malicious acts, burglary, housebreaking, flood/earthquake and fire/explosion. 

 

 

 

CT 100 Insurance: Add-On Covers

Zero Depreciation: Generally, the necessary depreciation amount is always accounted-for during bike insurance claims. The Nil depreciation or Zero depreciation cover ensures no depreciation is considered and you receive the entire value of replacements/repairs during claims. 

 

Engine&GearProtection: Covers your motorcycle's engine and gearbox against undercarriage damages and other resulting damages due to accidents, leakage of lubricating oil or water regression.

 

Invoice Protection: Lets you claim ex-showroom and other charges during theft or total damage. Reimburses the gap between IDV and additional charges such as registration or road tax that you must have paid while purchasing the bike.

 

RoadsideBreakdown Assistance: Provides the much-needed relief on time when your bike gets stuck in the middle of the road due to an empty fuel tank or any mechanical issues. 

 

 

 

Bajaj CT 100 Insurance:Why Quickinsure?

Explore Bajaj bike insurancewith Quickinsure by comparing CT 100 insurance prices and availing substantial discounts from various recognised insurance providers.

Quickinsure’s industry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all yourBajajinsuranceneeds.

 

 

CT 100:Review

CT 100 focuses primarily on the small city or rural customers looking for low-maintenance, hassle-free and fuel-efficient biking experience. It's not amongst the more flamboyant offerings; however, it indeed serves the purpose and gets complimented by Bajaj's credible vast service network across India.

 

Read More | Bajaj xcd bike insurance

Bajaj CT 100 Insurance: FAQs

 

Q: How are motorcycle premiums calculated?

Depending on the engine capacity, your third-party bike insurance premium is fixed by the Insurance Regulatory and Development Authority of India.

Own-damage and comprehensive policies' premiums vary, relying on factors including bike make/model/variant, engine capacity, fuel type, RTO location and registration city. 

 

Q: Can I opt not to claim if the damage to my CT 100 is minimal, and what's the benefit of doing so?

Yes, you can! It means during the next bike insurance renewal; you can avail the no-claim bonus or premium discount for zero claims throughout the policy period. 

 

Q: Is it compulsory to buy or renew my Bajaj CT 100 OD (own-damage) policy from the same insurer?

While purchasing an own-damage cover, one must have valid third-party bike insurance, or it should be bought simultaneously. However, as the IRDAI allows insurers to issue 'Stand-Alone Own-Damage Insurance Policies' for two-wheelers, it is not necessary to stick to the same insurer for renewing or buying your OD policy (out of bundled cover).

 

Q: How can I find out which bike insurance provider and particular policy is appropriate for me?

You may compare multiple policies, features and prices from all the recognised insurance providers at Quickinsure.co.in and choose the one that satisfies your requirements.