Highly-economical two-wheeler insurance policies from Liberty General secure you and your ride against various injuries, own-damages, losses and third-party liabilities.

  • Cashless Claims.
  • Multiple Add-ons.
  • Discounted Renewals.
  • Zero Documentation.
  • No Paperwork.
  • Instant Online Policy.

Liberty two-wheeler insurance from Liberty General Insurance Company Limited (LGI) serves citizens across India through 2,500+ network garages, 24x7 roadside assistance and other practical offerings.

Liberty Bike Insurance Features & Advantages

  • Third-party liability and comprehensive covers.
  • Annual and multi-year policies.
  • Own-damage cover for protection against fire, thefts and accidents.
  • Addresses physical hurt to individuals and liabilities to third-parties when their property gets damaged due to your bike/scooter/auto-cycle accidents.
  • Personal accident cover for the owner-driver.
  • Compensates losses occurring because of natural calamities such as storms, cyclones, typhoons, earthquakes, hailstorms, inundation or lighting and human-made incidents like riots or terrorist attacks.
  • A gamut of add-ons.
  • Predefined depreciation.
  • No-claim bonus and NCB transfer of up to 50%.
  • Swift telephonic support.
  • Hassle-free inspection.

Liberty General Insurance Two-wheeler Policies

  • Liberty Third Party Liability Policy: Legally-mandatory as perthe Motor Vehicles Act.
  • Only covers losses to individuals not part of the two-wheeler insurance contract.
  • Addresses permanent injuries/deaths caused by your insured bike or scooter.
  • Damages caused to third-parties' properties. 


  • Liberty Package Insurance: Ensures all-rounded protection with cover against damages to your bike or scooter.
  • Addresses accidental losses/damages to your bike or scooter caused by fire/explosion, self-ignition/lightning, burglaries, thefts, riots, strikes, earthquakes (fire/shock damages), floods, storms, hurricanes, typhoons, tempest, inundation, hailstorms, frost, cyclones, and malicious/terrorist activities, whilst in transit by road/rail, inland waterways, lifts/elevators/air, landslides and rockslides.
  • Takes care of legal liabilities arising out of bodily injuries to and/or property damages of third parties due to accidents involving your bike or scooter.
  • A personal accident cover.
  • Customisable through valuable add-ons.

Liberty General Insurance Bike Add-Ons

  • Depreciation Cover: Depreciation does not get calculated while claim-settlement and the entire due claim amount is compensated. 

Liberty 2 Wheeler Insurance Major Exclusions

  • Losses covered under other types of insurance policies with other insurers or manufacturer warranties.
  • Normal wear/tear.
  • Damages to electrical/non-electrical accessories installed in your two-wheeler.
  • Mechanical breakdowns or visiting mechanical shops.
  • Damages resulting from bike or scooter stunts or due to driver's gross negligence.
  • Driving under the influence of drugs or alcohol.
  • Wars, invasions and terror-attacks inflicted damages.

Liberty General Insurance 2 Wheeler Policy Discounts

  • Voluntary Discounts: Applicable if you choose to pay the minimum amount at the time of claim settlement.
  • No-claim Discounts: If you do not make any claims throughout the year, you get a discount of 20% on the premium of the second year. It can go up to 50% for consecutive claims-free years. 
  • An additional discount if you have a membership with approved automobile associations.
  • You also get a discount if you install approved anti-theft devices in your two-wheeler. 

Liberty Insurance Premium for Bike

The premium for yourLibertyonline bike insurancepolicy is based on factors such asthe make/model, city, registration date, add-ons and the use of electrical or non-electrical accessories.

One can compare policies and plans by visiting Liberty Insurance's official website. Alternatively, you may use established online insurance comparison portals like to explore Liberty two-wheeler insurance rates, simplify and speed up the process of buying bike or scooter insurance.

Liberty General Insurance Two-wheeler Renewal & Application

One can apply for a new two-wheeler policy or prefer Liberty two-wheeler insurance online renewalby viewing and comparing quotes online through premier insurance comparison platforms such as

Liberty Two-wheeler Insurance Review

Liberty two-wheeler insurance policies are the product of a joint venture between Liberty Mutual Insurance Group, Enam Securities and DP Jindal Group. The less-than-a-decade old insurer is widely acknowledged for offering feature-rich yet cost-effective plans suitable for most Indians' needs and stress-free ride experiences.

Liberty Two-wheeler Insurance FAQs

Q: How old is Liberty General Insurance?

founded in 2013.

Q: Is it necessary to renew my bike or scooter insurance every year?

Yes, or you may go for multi-year two-wheeler insurance.

Q: What are the documents I need to furnish to verify my multi-year two-wheeler insurance policy claim?

Your name, contact details, name of the individual who was riding, policy number, address of the place of incident, location specifics for your bike or scooter inspection, a short description of damages, losses, physical injuries, personal information of the caller and an estimate of the total loss.

Q: What's Liberty bike insurance claim-registration procedure?

May call 1800 266 5844 or register the claim online on LGI official portal.

Disclaimer: The information shared is purely indicative. Please refer to the policy wordings for most up-to-date and precise details.

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