HERO SPLENDOR PLUS BIKE INSURANCE

Hero Motor Corporation introduced the upgraded version of Splendor Plus last year. The price of the BS-VI version is slightly higher compared to its predecessor. Hero has also included a Splendor Plus variant Black and Accent in October 2020 and is available in three design themes. The two-wheeler manufacturer gives the customers the option to create their own custom graphics as well. Additionally, the electric start and i3S (Idle, Start, and Stop) variants are also available. Hero Splendor Plus, a basic commuter bike, is one of the most popular bikes available in India.

Hero SplendorPlus: Specifications

Hero Splendor Plus Variants	Splendor Plus Kick with Alloy Wheel; Splendor Plus Self with Alloy Wheel; Splendor Plus Black and Accent; and Splendor Plus Self with Alloy Wheel and i3S
Engine Description	Air-cooled, 4-Stroke, Single Cylinder, OHC, and BS-VI compliant
Engine Displacement	97.2 cc
Maximum Power	8.02 PS @ 8000 rpm
Maximum Torque	8.05 Nm @ 6000 rpm
Length x Width x  Height	2000 x 720 x 1052 mm
Wheelbase	1236 mm
Fuel Type	Petrol
Seating Capacity	2
Fuel Tank	9.8 L
Suspension	Front: Telescopic Hydraulic Shock Absorbers Rear: 5-step Adjustable Hydraulic Shock Absorbers
Brake System	Front: Drum; Rear: Drum
Official Tagline	"Bharosa Hai SahmjhautaNahi"

 

Hero SplendorPlus Price

Ex-showroom (New Delhi): Price Rs. 61,785/- – Rs. 65,295/- (Prices may vary at the time of buying).

 

Hero Splendor Plus Insurance Coverage

Third-party Liability Insurance:

Covers third-party bodily injury and /or death

Covers third-party property damage

This is mandatory

Standalone Own-Damage Cover:

Covers damage caused to your bike due to an accident/a mishap

This is not mandatory

Comprehensive Coverage:

Provides third-party coverage

Covers loss of vehicle and damage caused to it due to accident, theft, natural calamities, etc.

Includes occupants personal accident cover

 

Hero SplendorPlus Insurance: Add-On Covers

Zero Depreciation Cover: Depreciation is applicable to your Splendor Plus’s metal, fiberglass, and plastic parts. On repairs/replacement claims, the depreciation cost has to be borne by you. With this cover included in your policy, you will become eligible for full reimbursement.

Engine & Gear Protection Cover: If you buy a standard policy, you may not get coverage for damages caused to the engine and gearbox. You need to include this add-on to your policy for protecting your bike’s engine and gearbox.

Invoice Protection Cover: This add-on, if included in your Splendor Plus’s insurance policy, ensures that the claim settlement amount is not as per the current market value or IDV of your bike if it is stolen or damaged completely. You will be paid as much as the invoice value of your bike.

Roadside Breakdown Assistance Cover: If you do not want to get stranded somewhere on the road due to an empty fuel tank, oil leakage, a flat tyre, and/or an electrical/mechanical breakdown, you need to opt for this add-on in your Splendor Plus insurance policy.

 

Hero Splendor Plus Insurance: Why Quickinsure?

Explore Hero Splendor Plus insurance cost with Quickinsure by comparing Hero Splendor Plus insurance price and availing substantial discounts from various recognised insurance providers.

Quickinsure’s industry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all your Hero Splendor Plus insurance needs.

Hero Splendor Plus: Review

The Hero Splendor Plus BS-VI variant continues to be a no-frills motorcycle with an analogue console and a basic lighting system The i3S variant enables riders to enjoy better mileage as the bike is turned off if it idles for over 5 seconds in traffic. The Splendor Plus is powered by the same engine but the fuel-injection feature is standard for all variants. The Splendor has been there for many years now and is one of the best-selling two-wheeler models in India.

Hero Splendor Plus Insurance: FAQs

Q1: Are my co-passengers covered under my Splendor Plus insurance policy?

A1: No, co-passengers are not covered under your policy. The personal accident cover offered by the third-party liability and comprehensive insurance policies is applicable only to the rider or policyholder. You need to buy a personal accident add-on to protect your co-passenger.

Q2: Do two-wheeler insurance policy premiums quoted by insurance companies remain the same?

A2: The IRDAI decides the premium rates when it comes to third-party liability policies based on the engine capacity of the vehicle. Therefore, premium rates applicable for third-party liability coverage remain the same across insurance companies. However, the premium rates applicable for comprehensive insurance policies often vary from one insurer to another because of the varied factors they consider when determining the premium. 

Q3: What does the Insured Declared Value mean?

A3: The Insured Declared Value or IDV is the maximum reimbursement you can receive if your vehicle is stolen or suffers a constructive total loss.

Q4: What should I do to avail the No Claim Bonus?

You will automatically become eligible for the benefit if you don’t file any claims during the policy period.