Bajaj XCD is an economy-class commuter motorcycle with eye-catching plain yet sharp and handsome looks. First introduced more than a decade ago, it comes with a decent build-quality, two variants and offers excellent mileage. The 125 cc variant was the first in India to provide LCD instruments in the console. Overall, the XCD, available at attractive prices, is considered by many as a preferred option over various 100 cc bikes in the Indian market.


Bajaj XCD: Specifications

XCD’s Variants

XCD 125, XCD 135 & XCD Sprint

Engine Description

4 Stroke Natural Air-Cooled

Engine Displacement

125 & 135 cc

Maximum Power

9.4 bhp@7,000 rpm

Maximum Torque

10.85 Nm@5,000 rpm

Length x Width x Height

1,980 x 760 x 1,200 mm


1,275 mm

Fuel Type


Seating Capacity


Fuel Tank

8 L


Front:Telescopic 125 mm Travel&Rear:

Swing arm with 5-step adjustable Shock absorbers and Dual SNS type Spring 105 mm travel

Brake System

Front Rear: Mechanically expanding shoes, Drum type


Bajaj XCD: Prices

Ex-showroom, New Delhi:38,511Rupees(Please check precise details at the time of purchase).


BajajXCD Insurance Coverage

Third-party liability coverage is the minimum and legally-mandatory bike insurance that you need in India. The policy only covers property damages, injuries and disabilities/death of third parties.


Standalone own-damage bike insurance is optional and only takes care of damages to your bike or its parts due to accidents, fire, vandalism, road collisions, theft and natural calamities. It must be renewed every year.


Comprehensive insurance, in addition to the third-party policy features, also protects against damages to your bike. The insurance addresses costs such as those arising from losses/damages to your motorcycle due to accidents or theft, malicious acts, burglary, housebreaking, flood/earthquake and fire/explosion. 



Bajaj XCD Insurance: Add-On Covers

Zero Depreciation: Generally, the necessary depreciation amount is always accounted-for during bike insurance claims. The Nil depreciation or Zero depreciation cover ensures no depreciation is considered and you receive the entire value of replacements/repairs during claims. 


Engine & Gear Protection: Covers your motorcycle's engine and gearbox against undercarriage damages and other resulting damages due to accidents, leakage of lubricating oil or water regression.


Invoice Protection: Lets you claim ex-showroom and other charges during theft or total damage. Reimburses the gap between IDV and additional charges such as registration or road tax that you must have paid while purchasing the bike.


Roadside Breakdown Assistance: Provides the much-needed relief on time when your bike gets stuck in the middle of the road due to an empty fuel tank or any mechanical issues. 



Bajaj XCD Insurance: Why Quickinsure?

Explore Bajaj bike insurance with Quickinsure by comparing XCD insurance prices and availing substantial discounts from various recognised insurance providers.

Quickinsure’s industry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all your Bajaj insurance needs.


Bajaj XCD:Review

XCD, launched in 2007, is no longer under production; however, it remains a popular model and is still sold in multiple cities across the country. Often seen as an upgrade over Bajaj and evennon-Bajaj 100 cc bikes, it could be an appropriate two-wheeler for those looking for basic-styling and pocket-friendly but excellent ride quality.


Bajaj XCD Insurance: FAQs

Q: How are motorcycle premiums calculated?

Depending on the engine capacity, your third-party bike insurance premium is fixed by the Insurance Regulatory and Development Authority of India.

Own-damage and comprehensive policies' premiums vary, relying on factors including bike make/model/variant, engine capacity, fuel type, RTO location and registration city. 

Q: Can I opt not to claim if the damage to my Bajaj XCD is minimal, and what's the benefit of doing so?

Yes, you can! It means during the next bike insurance renewal; you can avail the no-claim bonus or premium discount for zero claims throughout the policy period. 

Q: Is it compulsory to buy or renew my Bajaj OD (own-damage) policy from the same insurer?

While purchasing an own-damage cover, one must have valid third-party bike insurance, or it should be bought simultaneously. However, as the IRDAI allows insurers to issue 'Stand-Alone Own-Damage Insurance Policies' for two-wheelers, it is not necessary to stick to the same insurer for renewing or buying your OD policy (out of bundled cover).

Q: How can I find out which bike insurance provider and particular policy is appropriate for me?

You may compare multiple policies, features and prices from all the recognised insurance providers at and choose the one that satisfies your requirements.

go to top img