BAJAJ V12 BIKE INSURANCE

Bajaj V12 commuter bike can be described as the younger sibling of the V15.  It stands out for its neo-retro looks and carries a 124.5 cc engine coupled with a five-speed gearbox. An ideal combination of style and exclusivity, V12 offers a thrilling riding experience without hurting your pocket.

 

Bajaj V12: Specifications

Variants	V12 Drum&V12 Disc
Engine Description	Single cylinder, 4-stroke, SOHC, 2- valve, DTS-i
Engine Displacement	124.5 cc
Maximum Power	10.7 PS@7,500 rpm
Maximum Torque	10.9 Nm@5,500 rpm
Length x Width x  Height	2,040x 785x 1,066 mm
Wheelbase	1,315 mm
Fuel Type	Petrol
Seating Capacity	2
Fuel Tank	13 L
Suspension	Front: Telescopic & Rear: Twin shocks, Nitrox(Gas filled)
Brake System	Front: Disc& Rear: Drum
Official Tagline	Made from the Invincible Metal of INS Vikrant

 

Bajaj V12: Prices

Ex-showroom (New Delhi): 58.45 – 59.55Thousand rupees (Please check precise details at the time of purchase).

 

Bajaj V12 Insurance Coverage

Third-party liability coverage is the minimum and legally-mandatory bike insurance that you need in India. The policy only covers property damages, injuries and disabilities/death of third parties.

 

Standalone own-damage bike insurance is optional and only takes care of damages to your bike or its parts due to accidents, fire, vandalism, road collisions, theft and natural calamities. It must be renewed every year.

 

Comprehensive insurance, in addition to the third-party policy features, also protects against damages to your bike. The insurance addresses costs such as those arising from losses/damages to your motorcycle due to accidents or theft, malicious acts, burglary, housebreaking, flood/earthquake and fire/explosion. 

 

Bajaj V12 Insurance: Add-On Covers

Zero Depreciation: Generally, the necessary depreciation amount is always accounted-for during bike insurance claims. The Nil depreciation or Zero depreciation cover ensures no depreciation is considered and you receive the entire value of replacements/repairs during claims. 

 

Engine & Gear Protection: Covers your motorcycle's engine and gearbox against undercarriage damages and other resulting damages due to accidents, leakage of lubricating oil or water regression.

 

Invoice Protection: Lets you claim ex-showroom and other charges during theft or total damage. Reimburses the gap between IDV and additional charges such as registration or road tax that you must have paid while purchasing the bike.

 

Roadside Breakdown Assistance: Provides the much-needed relief on time when your bike gets stuck in the middle of the road due to an empty fuel tank or any mechanical issues. 

 

Bajaj V12 Insurance: Why Quickinsure?

Explore Bajaj bike insurance with Quickinsure by comparing V12 insuranceprices and availing substantial discounts from various recognised insurance providers.

Quickinsure’s industry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all your Bajaj insurance renewal and purchase needs.

Bajaj V12: Review

Bajaj V12 is a sturdy commuter with distinctive styling and an all-analogue instrument console. Affordably priced, V12 is perfectly suited to those looking for hassle-free rides, especially over short distances.

Bajaj V12 Insurance: FAQs

Q: How are motorcycle premiums calculated?

Depending on the engine capacity, your third-party bike insurance premium is fixed by the Insurance Regulatory and Development Authority of India.

Own-damage and comprehensive policies' premiums vary, relying on factors including bike make/model/variant, engine capacity, fuel type, RTO location and registration city. 

Q: Can I opt not to claim if the damage to my V12 bike is minimal, and what's the benefit of doing so?

Yes, you can! It means during the next bike insurance renewal; you can avail the no-claim bonus or premium discount for zero claims throughout the policy period. 

Q: Is it compulsory to buy or renew Bajaj V12's OD (own-damage) policy from the same insurer?

While purchasing an own-damage cover, one must have valid third-party bike insurance, or it should be bought simultaneously. However, as the IRDAI allows insurers to issue 'Stand-Alone Own-Damage Insurance Policies' for two-wheelers, it is not necessary to stick to the same insurer for renewing or buying your OD policy (out of bundled cover).

Q: How can I find out which bike insurance provider and particular policy is appropriate for me?

You may compare multiple policies, features and prices from all the recognised insurance providers atQuickinsure.co.inand choose the one that satisfies your requirements.