Brand new Bike
HDFC ERGO two wheeler insurance policy assures a stress-free driving experience by protecting you and your bike or scooter against various kinds of theft or damages. Trusted by more than 1.5 crore customers and admired through near-5-start ratings, it remains a must-have for your peace of mind.
HDFC bike insurance from HDFC ERGO General Insurance Company Ltd. serves millions across India through 7,400+ network garages, emergency roadside assistance and other practical offerings.
HDFC ERGO 2 Wheeler Insurance Features &Advantages
HDFC ERGO Bike Insurance Policies &Variants
HDFC ERGO Third-party Two-wheelerInsurance: Legally-mandatory as per by the Motor Vehicles Act.
HDFC Multi-year Comprehensive Insurance: Available for 1 to 3 years. Ensures all-rounded protection with cover against damages to your scooter or bike.
HDFC ERGO Standalone Own-damage Cover:Shields you against financial losses because of damages to your own two-wheeler.
Insurance Cover for Brand-new Bikes: Get 1-year coverage against damages to your own scooter/bike and 5-year protection against losses to third party persons/properties.
HDFC Insurance Two-wheeler Add-Ons
HDFC 2 Wheeler Insurance Major Exclusions
HDFC Bike Insurance Policy Discounts
Two-wheeler Insurance HDFC Premium Calculator
The premium for your HDFC ERGO two-wheeler policy is based on factors such asthe make/model, city, registration date, add-ons and the use of electrical or non-electrical accessories.
One can compare policies and plans by visitingHDFC ERGO's official website. Alternatively, you may use established online insurance comparison portals like Quickinsure.co.in to explore HDFC ERGO two-wheeler insurance rates, simplify and speed up the process of buying bike or scooter insurance.
HDFC ERGO Two-wheeler Insurance Renewal & Application
One can apply for a new HDFC two-wheeler insurance policyor prefer HDFC two-wheeler insurance renewal online by viewing and comparing quotesthrough premier insurance comparison platforms such as Quickinsure.co.in.
HDFC ERGO Two-wheeler Insurance Review
The joint venture between HDFC Ltd. and ERGO International AG bringsmore user-friendly and transparent two-wheeler insurance plans. The policies not only carry the top-notch IAAA and ICRA ratings but have also been defined through prestigious awards ranging from SKOCH Order-of-Merit, ICAI recognitions, to best customer experience provider acknowledgements.
HDFC Two-wheeler PolicyFAQs
Q: What are some of the essential factors I should bear in mind while comparing two-wheeler insurance policies?
Start with deciding the extent of coverage your need. Then go through other customers' feedback. Compare features, premiums and find out their claim-settlement ratios. Also, do not forget to read the fine print before reaching a decision.
Q: How are two-wheeler insurance premiums calculated?
Your premiums are impacted by the condition of your scooter or bike, modifications, its market value, risk evaluation as per your driving record, the kind of policy and add-ons you choose.
Q: Will there be any changes to my HDFC ERGO two-wheeler insurance policy if or when I change my job or move to another city?
The policy premium may get affected based on the new location as metro cities like Delhi, Mumbai, or Chennai tend to have higher premiums than the other parts of the country.
Q: What are the documents I need to file an HDFC bike or scooter insurance claim?
Lodge an FIR in case of theft or damages to your two-wheeler. The documents needed will include the FIR copy, your RC (Registration certificate), DL (Driving license), photos of the accident spot, insurance papers and a duly-signed claim form.
Q: Can you please explain the steps involved in HDFC ERGO two-wheeler insurance cashless claim-registration process?
Disclaimer: The information shared is purely indicative. Please refer to the policy wordings for most up-to-date and precise details.