BAJAJ PLATINA BIKE INSURANCE

Bajaj Platina is a popular hassle-free commuter bike with a simplistic and no-frills design. First introduced in 2006, it now comes in two BS-VI compliant variants, 100 and 110 ccs.

The 100 cc variant, an entry-level offering, is widely regarded as one of the more affordable motorcycles in the country and the 110 cc one is a relatively premium version with a five-speed gearbox. Overall, Platina has built its reputation for ensuring smoother and highly-comfortable long rides.

 

 

Bajaj Platina: Specifications

BajajPlatina’s Variants	Platina 100&110 H Gear
Engine Description	4-Stroke, DTS-i, Single Cylinder, Electronic Injection&4-Stroke,Single Cylinder
Engine Displacement	102 cc &115.45 cc
Maximum Power	5.8 kW (7.9 PS)@7,500 rpm&6.3 kW (8.6 PS)@7,000 rpm
Maximum Torque	8.3 Nm@5,500 rpm&9.81 Nm@5,000 rpm
Length x Width x  Height	2,006 x 713 x 1,100 mm
Wheelbase	1,255 mm
Fuel Type	Petrol
Seating Capacity	2
Fuel Tank	11 L
Suspension	Front: 135 mm, Hydraulic, Telescopic Type & Rear:110 mm, Spring on Spring (SoS) with Nitrox Gas Canister
Brake System	Front: 240 mm Disc & Rear: 110 mm Drum with Anti-Skid Braking System or 110 mm Drum with CBS
Official Tagline	"DumdaarSawari"

 

 

Bajaj Platina: Prices

Avg. Ex-showroom: 50,672to 63,254 Rupees (Please check precise details at the time of purchase).

 

 

Bajaj Platina Bike Insurance Coverage

Third-party liability coverage is the minimum and legally-mandatory bike insurance that you need in India. The policy only covers property damages, injuries and disabilities/death of third parties.

 

Standalone own-damage bike insurance is optional and only takes care of damages to your bike or its parts due to accidents, fire, vandalism, road collisions, theft and natural calamities. It must be renewed every year.

 

Comprehensive insurance, in addition to the third-party bike policy features, also protects against damages to your bike. The insurance addresses costs such as those arising from losses/damages to your motorcycle due to accidents or theft, malicious acts, burglary, housebreaking, flood/earthquake and fire/explosion. 

 

 

 

Bajaj Platina Bike Insurance: Add-On Covers

Zero Depreciation: Generally, the necessary depreciation amount is always accounted-for during bike insurance claims. The Nil depreciation or Zero depreciation cover ensures no depreciation is considered and you receive the entire value of replacements/repairs during claims. 

 

Engine&GearProtection: Covers your motorcycle's engine and gearbox against undercarriage damages and other resulting damages due to accidents, leakage of lubricating oil or water regression.

 

Invoice Protection: Lets you claim ex-showroom and other charges during theft or total damage. Reimburses the gap between IDV and additional charges such as registration or road tax that you must have paid while purchasing the bike.

 

RoadsideBreakdown Assistance: Provides the much-needed relief on time when your bike gets stuck in the middle of the road due to an empty fuel tank or any mechanical issues. 

 

 

 

Bajaj Platina Insurance:Why Quickinsure?

Explore bike insurancewith Quickinsure by comparing Bajaj Platina insurance prices and availing substantial discounts from various recognised insurance providers.

Quickinsure’s industry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all your Bajaj Platina insurance renewal needs.

 

 

Bajaj Platina: Review

Platina from Bajaj, a home-grown and household name in India, does not necessarily provide the most power-packed performance. The competitively-priced budget bike is a slim, sleek, reasonably-stylish and fuel-efficient everyday-use motorcycle specially meant for the mileage-conscious customers.

 

 

Bajaj Platina Insurance: FAQs

 

Q: How are motorcycle premiums calculated?

Depending on the engine capacity, your third-party bike insurance premium is fixed by the Insurance Regulatory and Development Authority of India.

Own-damage and comprehensive policies' premiums vary, relying on factors including bike make/model/variant, engine capacity, fuel type, RTO location and registration city. 

 

Q: Can I opt not to claim if the damage to myPlatina bike is minimal, and what's the benefit of doing so?

Yes, you can! It means during the next bike insurance renewal; you can avail the no-claim bonus or premium discount for zero claims throughout the policy period. 

 

Q: Is it compulsory to buy or renew my Bajaj bike OD (own-damage) policy from the same insurer?

While purchasing an own-damage cover, one must have valid third-party bike insurance, or it should be bought simultaneously. However, as the IRDAI allows insurers to issue 'Stand-Alone Own-Damage Insurance Policies' for two-wheelers, it is not necessary to stick to the same insurer for renewing or buying your OD policy (out of bundled cover).

 

Q: How can I find out which bike insurance provider and particular policy is appropriate for me?

You may compare multiple bike insurance policies, features and prices from all the recognised insurance providers at Quickinsure.co.in and choose the one that satisfies your requirements.