The future is scary enough and extremely uncertain. It is, therefore, necessary that you take care of your health, not just for yourself but for your near and dear ones as well. Diseases and health conditions are at their peak. Stress, pollution, hectic work schedule, unhealthy lifestyle- there are so many things which can affect your health.
Before you even realise it, your health starts deteriorating. The next moment you find yourself paying the hospital and treatment bills.
We all know that availing medical treatment can prove to be extremely heavy on your pocket. If you are not sure as to how to cope with the sky-rocketed health expenses, then you must go for health insurance.
The best part of having health insurance is that you can safeguard yourself as well as your family members by choosing the right plan and add-ons.
Health Insurance: What Does it Mean?
Health insurance plans also go by the name of medical insurances. Such insurance plans safeguard the policyholder by offering financial assistance in the form of adequate coverage. You can make the most out of such policies during a medical emergency. Health insurances offer coverage for different medical expenses such as yearly health checkups, pre and post hospitalisation expenditure, critical illness support, psychiatric support, expenses related to maternity, and much more. You can even customise health insurance plans as per your need.
How to Choose the Best Health Insurance Plan?
By now, you may be wondering which health insurance policy to choose for yourself and your family. Of course, there are multiple options available, but it is necessary to choose the best one. If you ask the experts to pick a single name, at this moment, it would undoubtedly be that of HDFC Ergo Optima Secure health insurance.
They stress the word "secure". You will be glad to know that they make special efforts and offer features and benefits which keep the policyholders safe, secure and tension-free. The health insurance plan seems to be quite attractive for policyholders as it offers almost 100% additional coverage above the principal sum insured.
4x Coverage at Zero Additional Cost
The HDFC Ergo Optima Secure health insurance comes with 4 times greater coverage. But they do not charge anything extra for this mammoth coverage. Let us explain to you how it works in 4 easy steps!
Key Features of 4x HDFC Ergo Optima Secure Plan
Why is the Optima Secure HDFC Ergo insurance policy the best for you and your family?
Q. Will the Optima HDFC Ergo Optima Secure Plan offers Covid 19 expenses?
Ans: Yes, of course! The policy is apt for covering Covid 19 expenditures. Policyholders need not spend on any other plan for Covid 19 expenses.
Q. I have a newborn baby who is just 6 months old. Is it possible to include him in my health insurance plan?
Ans: Yes, it is possible to add your baby to the plan as soon as he is 90 days old. You can add him till his 25 years of age.
Q. What is the maximum health insurance sum which HDFC Ergo Optima Secure can offer to the policyholders?
Ans: The policy offers a maximum amount of rupees 2 crores.
Q. What is the protect benefit of the HDFC Ergo Optima Secure plan?
Ans: HDFC Ergo Optima Secure health insurance policy is the best health insurance plan which offers protection against 68 non-medical items such as PPE kits, masks, gloves and so on.