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TVS TWO WHEELER INSURANCE

Getting legit insurance for your TVS bikes and Scooters not only offer legal compliance but also offer coverage against third party liabilities and your own bike damage. Quickinsure is a trustworthy insurer delivering straightforward services for TVS two wheeler insurance.

TVS Two Wheeler Insurance Highlights

Let’s have a look at TVS Two Wheeler Insurance Highlights by Quickinsure-

- Easy Online Purchase:

Quickinsure offers convenient process to buy bike insurance policy and services over the internet.

- Fast Policy Issuance:

Minimum delays and hassle free process to get the policy.

- Insurance for all TVS Bike and Scooter Variants:

An array of TVS bikes and their different models get insured easily.

- Affordable Premiums:

A budget friendly premium cost for purchasing insurance for your TVS Bikes and scooters.

- Easy Claim Process:

Hassle-free process to file a claim for your TVS bikes.

Two Wheeler Insurance Plans for TVS Bikes and Scooters

Bike insurance definitely proves advantageous in the event of destruction. But, it is also necessary to understand what type of insurance is right for you. Let’s get familiar with the TVS Bike insurance plans.

Third-Party Insurance for TVS Bikes

As per the Motor Vehicle Act, a third-party insurance plan for TVS bikes and scooter is compulsory. Under this insurance plan, insurers provide financial support to third-party’s injury or death caused by your TVS bike.

For example, if you accidentally hit a person walking on the road, they get injured. Then, third-party insurance will compensate for it. In this plan, the compensation to policyholder’s TVS bike damage repairs is omitted. Also, it doesn't cover any personal injury for the owner driver of the bike.

Comprehensive Insurance for TVS Bikes

A comprehensive plan for TVS bikes and scooters covers a compensation cost for both the third-party liability and damage to your own TVS bikes. It compensate whether the damage caused from any accident, man-made devastation, or natural calamities.

Additionally, it provides financial support against theft. What it doesn't cover is a loss due to riding a TVS two-wheeler while consuming alcohol. Wear and tear or any mechanical issue are also dropped from the policy plan.

Benefits of Buying Insurance for TVS Bike from Quickinsure

If your bike gets damaged in any way, TVS Bike Insurance covers your repairing cost. Let’s understand in what way TVS two wheeler bike insurance can benefit you-

Easy Comparison:

Quickinsure lets you compare different price plans and policies. It helps you get the most practical option for you easily. Also, save your time.

Hassle-Free Purchase:

It doesn't create any issue while buying insurance online through Quickinsure. A smooth purchase and simplified claim process gives you a sound experience.

Affordable Premiums:

There are various factors that decide your premium amount. It varies as per the insurance plan that you picked. But all the plans are required to pay an affordable premium.

Easy Claim Process:

Quickinsure delivers a quick and seamless claim process. It makes sure of the hassle-free claim assistance without requiring too much paperwork.

Bike Insurance Premium for TVS Bike Variants

TVS bike insurance prices differ as per the model and its engine capacity. So, their insurance premium also varies. You can weigh up the premiums and make a decision. Here the TVS bike variants and their insurance premiums are listed below-

Model Name	Varient	Premium (in INR)
TVS Wego	Drum	1055
TVS Apache RTR 200 Fi E100	STD	1842
TVS Sentra	STD	998
TVS Apache RR 310	ABS	3408

*These prices are indicative in nature

What is Covered in TVS Bike Insurance?

Your two-wheeler gets a financial roof when you buy insurance. Before buying TVS bike insurance, it is necessary to get aware about the inclusions in policy. Let’s gain knowledge about the situations under which you can claim coverage.

Coverage for Broken Parts of Bike:

It covers damage resulting from fires, accidents, theft, or natural calamities.

Damages to Third-Party:

TVS Insurance benefits to the third party injury or death that is brought on by your bike.

Damage to Third-Party Property:

It commits to compensate for the property damage caused by the policyholder’s bike.

Personal Accident Cover:

It includes financial security when a rider gets injured in an accident while driving two-wheeler.

What is Not Covered in TVS Insurance?

There are some exclusionary situations, when you cannot raise a claim. Let’s get into its details.

Ignorance and Misuse of Bike:

Damage resulting from the rider’s act of over speeding or any ignorance cannot be covered in insurance.

Riding While Intoxicated:

Damage caused by driving a bike under the influence of substances like drugs or alcohol.

Regular Wear and Tear:

Vehicle aging and regular bike usage causes wear and tear. It does not get covered in bike insurance.

Internal Breakdowns:

Damage caused by an uncharged battery, negligence in routine maintenance is not included in policy coverage.

Outside Geographical Area:

Damage caused outside the country or specific region which is not mentioned in insurance.

Invalid Documentation:

Claiming coverage when policyholders have an expired license.

Add-ons For Your TVS Bike Insurance

The percentage of bike accidents are increasing day by day. Protection against unpleasant events on your TVS bike has become mandatory. Do you think buying a standard insurance policy is enough for this?

Wait a second. No, it is insufficient for your safe ride.

Add-ons in Bike insurance enhance your policy in terms of coverage. It gives benefits for the scenarios that are not incorporated in basic insurance plans. Let's get introduced with some popular Add-ons for TVS Bike insurance.

Personal Accident Cover:

Road accidents in India is not a new topic. Poor road conditions, diversions, and many other reasons are responsible for these events. So, it is essential to buy a PA add-on. It covers the injury expenses up to 15 lakhs.

Zero Depreciation Cover:

Depreciation is a decrease in the sale value of your bike. Regular rides on bikes cause wear and tear and minimize its value over time. This is the situation when a policyholder needs Zero Dep cover add-on. Picking Zero Dep cover add-on is a right choice. It drops the depreciation factor. And you may receive the full claim amount.

Roadside Assistance Cover:

Roadside assistance cover add-on provides a round a clock service to rescue. It's a situational add-on that delivers instant help. It covers resolving battery issues, and flat tyre issues. Also, it gives towing assistance, emergency fuel arrangement, and much more.

No Claim Bonus Protection Cover:

NCB in bike insurance is a discount amount. Quickinsure provides this reward if you haven't raised a claim within the policy year and drive safely. You can receive its benefit on TVS two wheeler insurance renewal. A percentage of bonus gets deducted from the actual premium cost. NCB is calculated as per the type and duration of policy.

Consumable Cover:

Bolts, nuts, engine oils, headlights, lubricants are the general parts of a bike. All these are consumables. Regular bike insurance policy never considers these parts to get covered. It can receive on buying consumable add on only. Otherwise, you need to pay on your own to repair these damages in case of an accident.

Return To Invoice Cover:

RTI is an add on to get a benefit on two-wheeler if it gets stolen. Insurers give the entire purchase value of a bike. The return amount from the insurer includes road tax and registration charges. You must have paid it at the time of buying. Moreover, you can receive an invoice value in the event of fire, earthquakes, or floods where repairs are out of scope.

How to Purchase a Bike Insurance Plan for a TVS Bike?

Here is a step-by-step guide to buy a TVS Bike insurance online plan-

Step 1: Head on to our https://quickinsure.co.in/ official web site.

Step 2: Input your bike’s registration number, and hit the submit button.

Step 3: Select a plan either comprehensive or third-party. It should match your requirements. Press the ‘Continue’.

Step 4: Customize your policy by picking add-ons in bike insurance.

Step 5: Input personal details like name, contact number, Email ID, etc.

Step 6: Complete the purchase by paying through credit/debit card, UPI, Net banking.

Understanding add-ons in detail can give you the best deal.

How to Claim Cashless Bike Insurance for TVS Bikes?

Claiming cashless bike insurance is the most convenient way. It lets you obtain benefits on damaging bikes with less effort. If you want your bike to get repaired without paying any upfront from your wallet, you may choose a cashless claim with network garages. You can raise a claim online through the insurer's user-friendly online platform. Follow the below steps to submit a cashless claim for your two wheeler-

Step 1: Explore the insurer's authorized website and access your account.

Step 2: Choose the policy against your TVS two wheeler and hit the ‘Claim’ button.

Step 3: Provide answers to damage related questions. Upload the relevant scanned papers.

In this way, you can register a cashless claim for your two-wheeler. The insurer will examine your claim and connect you for its settlement. If the damages are severe, then you will be asked to get your bike repaired from the network garage. If the damages are minor, then it will take a few hours to settle a claim.

Insurance Renewal Process for TVS Two Wheeler

The TVS insurance renewal timely helps in retaining your NCB. Here are steps for renewal of insurance for TVS two-wheelers.

Step 1: Visit our website or app.

Step 2: Login to your account. Explore the ‘Renewal’ option.

Step 3: Select a plan as per your requirement.

Step 4: Perform a payment for renewal online and get the policy done.

TVS Bike Insurance - FAQs

1. Are Add-Ons Compulsory to Purchase with TVS Bike Insurance?

There are many add-ons available benefits to your policy. Among them, only the Personal Accident cover add-on is compulsory for all two-wheelers.

2. How can I reduce the premium of my TVS bike insurance?

You can drive safely and avoid accidents. If you won’t meet with an accident and file a claim during the policy year, NCB can reduce your premium.

3. What documents are required to file a TVS bike insurance claim?

To file a claim, Registration Certificate (RC) and Policy copy is required. Additionally, it needs ID Proof, driver’s driving license, appropriately filled claim form (if any)