Add-on covers of Universal Sompo general insurance offer a variety of add-ons with its own damage standalone and comprehensive vehicle insurance plan. Vehicle insurance add-ons are extra covers which help you extend the coverage of your tenure in return for an additional premium. Buy these addon covers along with your Universal Sompo car insurance to get enhanced insurance coverage for your car.

NCB Retention Cover

No Claim Bonus is the reward which you get at the time of renewal for the completion of a claim-free year. NCB retention cover protects your NCB on renewal if you make claim. Want to know more about NCB? Find out more in this detailed article.

Key Protection Cover

This add-on covers the cost to replace your car keys if they get lost or stolen. This add-on cover pays for the lock of your car in case it is broken.

Zero Depreciation

Zero depreciation is the most popularly recommended addon which entitles you to claim the depreciation deducted on the value of parts replaced under your own damage claim. Zero depreciation covers all your car parts are covered at 100% against depreciation except tyres, tubes and batteries.

Engine Protection

Engine protection add-on pays for damages incurred by the internal parts of the engine, gearbox, transmission or differential assembly due to water ingression, and oil leakages.

Tyre and Rim Protector

This add-on pays for replacement and repair expenses for accidental loss to tyres, tubes and rims only without any damage to your car or two-wheeler.

Consumable Expenses

This add-on insures you against consumable expenses such as screws, oils, bolts, nuts etc. Consumable cover pays the cost of consumables required to be replenished due to an accident in your vehicle. What are consumables? Find out here.

Return to Invoice

In case of total loss or theft, this add-on helps you get the invoice price of your vehicle as compensation instead of your IDV.

Frequently Asked Questions

1. Can I include an add-on cover at any time in my vehicle insurance policy?

No, you can either include an addon cover in your insurance policy at the time of purchase of the policy or at the time of renewal.

2. How to buy Universal Sompo car insurance add-on covers?

You can buy car insurance add-on covers by paying a little extra premium amount. Our experts at Quickinsure will help you select the add-on plans that suit your needs. Get in touch right away!

3. What does an Engine protector plan entail?

Engine protector add-on cover gives you coverage for damages incurred by the engine of your vehicle due to leakage of lubricating oils, water ingression or failure of the engine due to an attempt to start a wet engine, etc. Refer to policy documents for more information or get in touch with an expert at Quickinsure. Read more about the benefits of the engine protector cover.

4. Can I buy a Zero Depreciation add-on cover at the time of renewal of my car insurance policy?

Yes, when renewing a comprehensive vehicle insurance policy, you can choose zero depreciation coverage

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