The German carmaker BMW’s X1 is a subcompact luxury crossover and was introduced in the year 2009. The updated version of X1 was launched in March this year with advanced interior and dependable safety features. The X1 now comes with new design LED headlamps and tail lamps. According to BMW, X1 offers segment-leading boot space of more than 30 to 40 liters. X1 is also fitted with a new infotainment system. The 8.8-inch touchscreen system uses the latest iDriveUI of BMW.


BMW X1: Specifications

BMW X1 Variants

sDrive20i SportX (Petrol), sDrive20i xLine (Petrol), sDrive20d xLine (Diesel), and sDrive20d M Sport (Diesel)

Engine Description

BS-VI, Four Cylinders, Four Valves Petrol and Diesel Engines

Engine Displacement

1,998 cc Petrol Engine; 1,995 cc and 1,998 cc Diesel Engines

Maximum Power

192 Bhp@5,000-6,000 rpm (Petrol); 190Bhp@ 4,000 rpm (Diesel)

Maximum Torque

280 Nm @1,350-4,600rpm (Petrol); 400 Nm @1,750-2,500 rpm (Diesel)

Length x Width x  Height

4,447 mm ×2060 mm × 1,598 mm


2,670 mm

Fuel Type

Petrol and Diesel

Seating Capacity


Fuel Tank

51 L


Front:MacPherson Strut; Rear:Multi-link Coil Spring

Brake System

Front: Ventilated Disc;Rear:Ventilated Disc


BMW X1: Prices

Ex-showroom Price:Rs. 35,90,000/= to Rs. 42,90,000/= depending on the variant. (Prices may vary at the time of purchase).


BMW X1Car Insurance Coverage

Two coverage options are available:

  • Third-party Liability Insurance which covers:
    • Injury and/or death caused to a person
    • Damages caused to a vehicle/property
  • Comprehensive Insurance which covers:
    • Third-party liability
    • Loss/damage caused to the vehicle because of an accident, natural calamities, theft, etc.
    • Personal accident coverage for the occupant

BMW X1 Insurance: Add-Ons for Improved Protection

  • Zero Depreciation Cover (Nil Depreciation/Bumper to Bumper insurance) – It ensures comprehensive cover, meaning the insurance company reimburses the full claim for the replacement ofplastic, glass, rubber, and fiber parts. However, a small additional premium has to be paid along with the comprehensive insurance.
  • No-Claim BonusCover –You can save about 20 to 50 percent on therenewal premium if there was no claim in the prior year. If you filea claim, you forfeit the no-claim bonus. However,you can avoid the forfeiture of no-claim bonus by including this add-on in your comprehensive policy.
  • Engine Protection Cover –This add-on protectsyou against the expenses involved in repairing your car’s engine that has been damaged by submersion in water.
  • Roadside Assistance Cover–This add-on is helpful if you happen to get stranded because of a breakdownof your any time during the day/night. It coversthe service charges for emergency refueling, towing, repairs, and changing tires.


BMW X1 Insurance – Why Quickinsure?

Explore BMW X1 insurance rateswith Quickinsure by comparing prices and availing substantial discounts from various recognised insurance providers.

Quickinsure’s industry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all your BMW carinsurance needs.


BMW X1: Review

The updated entry-level luxury SUV comes with a bigger kidney grille, new front bumper, redesigned LED headlamps and tail lamps, and new 17-inch wheels.A few subtle changes have been incorporated in the interior including an 8.8-inch touchscreen display on the dashboard, i-Drive interface, and configurable lighting. There are some change subtle changes to the exterior as well. Further, all variants are now BSVI compliant. Apart from a quite engine, the facelift model boasts of a comfortable interior. With the updates, BMW now targets a wider audience for X1.


BMW X1 Insurance: FAQs

Q: Does the engine capacity of the BMW X1 impact its insurance premium?

Yes, it does. The premium is always decided on the basisof the engine capacity. The capacity categorization is as follows:

  • Up to 1000 cc
  • 1000 cc to 1500 cc
  • More than 1500 cc


BMW X1belongs to the third category.

Q: Is it possible to change over from third-party coverage to comprehensive insurance when renewing the policy?

Yes, it is possible. However, the insurance company may ask you to present your BMW X1 for an inspection.

Q: What documents should I provide for insuring my BMW X1?

  • Copy of the registration certificate (RC)
  • Copy of the invoice
  • Last year’s policy, if applicable
  • Letter reserving no-claim bonus, if applicable

Q: How to choose an insurance company?

Please visit Quickinsure’swebsite. You cancompare the prices quoted and features offered by some of the top insurance companies.

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