IFFCO TOKIO CAR INSURANCE ADDONS

Buy these add-on covers along with your IFFCO Tokio car insurance policy to get insurance coverage for your car. Get a quote now.

Engine Protection Cover

This add-on covers any damage caused by lubricating oil leaks, water entering the engine, and other factors that might harm the engine. If you live in a flood-prone area, this addon cover is a must-have for your car. There are certain exclusions under this cover. Read policy documents or get in touch with an expert at Quickinsure to know more about the coverages and benefits of this add-on cover.

Zero Depreciation Cover

This add-on cover is also known as ‘bumper to bumper’ or ‘nil depreciation cover. Your car is subject to depreciation, which means, that over the years, your car’s value keeps decreasing. With this add-on cover, in case of a claim on your vehicle, you will receive full value for your car and all of its spare parts; depreciation will be covered by the insurer. This cover is a must-have if your car is less than 5 years old.

Return to Invoice Cover

This add-on protection will reimburse the cost of a replacement vehicle if the policyholder’s vehicle is stolen or entirely damaged. This cover helps the policyholder to bridge the gap between the IDV and invoice value of the car. This cover is highly recommended for new vehicles and premium or top-end models.

Roadside Assistance Cover

If your car happens to break down in the middle of nowhere, your insurer will come to your rescue! With this add-on, emergency assistance services are available to you. These include flat tires, minor repairs, emergency fuel delivery, battery jumpstart, towing service, accommodation benefits, and taxi benefits.

Loss of Personal Belongings Cover

This add-on compensates for the loss or damage to the insured's possessions that were in the vehicle at the time of the loss or damage. This add-on covers, items such as clothes and other articles of personal nature likely to be worn by the insured including jewelry, and/or used or carried by him like Mobile, Laptop, or other electronic devices.

Garage Cash Cover

With this add-on cover, the insurance provider pays a daily cash benefit till the time your vehicle is under repairs at the garage.

No Claim Bonus Protection

No Claim Bonus is an important feature of your car insurance policy. With this addon, the insurer agrees to protect the NCB at the time of renewal in case a claim is lodged.

Key Replacement Cover

If the vehicle keys get lost/stolen or the vehicle lock is broken at the time of a burglary/attempted burglary, the insurer will reimburse the cost of replacing the vehicle keys with a new set of locks and keys. This will cover the relevant labor charges as well.

Consumables Cover

Consumables are items or parts which cannot be reused. Examples include – engine oil, oil filter, lubricants, nuts & bolts, bearings, air filters, etc. Having a consumables cover prevents you from incurring these expenses during repairs and claims. If you own a luxury car, it is recommended to opt for this cover as consumables for such vehicles are generally quite expensive.

Frequently Asked Questions

1. When can I buy IFFCO Tokiocar insurance add-on coverage and include them in my plan?

You can buy car insurance add-on covers at the time of purchase or renewal of the policy by paying a little extra premium. Our experts at Quickinsure will help you select the add-on plans that suit your needs. Get in touch right away!

2. Can I add more than one addon cover to my insurance policy at a time?

There is no limit to how many add-ons covers you can include in your insurance policy. You can add as many as you want.

3. What is meant by consumables cover in vehicle insurance?

This add-on insures you against consumable expenses such as screws, oils, bolts, nuts, etc. Consumable cover pays the cost of consumables required to be replenished due to an accident in your vehicle. What are consumables? Find out here.

4. What to do if there is a mistake in the car insurance document?

If there is any incorrect detail entered in the insurance policy document. You can edit it online as per the provision offered by your insurer. Any correction in the insurance policy is called an ‘endorsement’. If you have purchased your policy from Quickinsure, call us and we can assist you in this process.

5. What factors influence the premium of a car insurance policy?

The insurance premium is determined by the engine's cubic capacity, make and model, geographical zone, age of the car, and the insured declared value.