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    BMW X4 CAR INSURANCE

    The BMW X4, though being a sports utility vehicle (SUV), stands out in its segment with distinctive coupe-like characteristics. The car is locally manufactured at the company’s Chennai workshop. Branded as a sports activity coupe (SAC), the vehicle further expands the BMW X family in India. The X4 was launched in February 2019 and has since been hailed for its superb engine, cabin quality, and the smooth-shifting gearbox. The car is based on BMW’s cluster architecture platform which extensivelyuses aluminium and high-strength steel.

     

    BMW X4: Specifications

    Variants

    xDrive 20d,xDrive 30i, xDrive 30d

    Engine Description

    xDrive 20d: 4-cylinder, 4-valve, TwinPower turbocharged, 2.0-litre diesel

    xDrive 30i: 4-cylinder, 4-valve, TwinPower turbocharged, 2.0-litre petrol

    xDrive 30d: 6-cylinder, 4-valve, TwinPower turbocharged, 3.0-litre diesel

    Engine Displacement

    xDrive 20d: 1,995cc

    xDrive 30i: 1,998cc

    xDrive 30d: 2,993cc

    Maximum Power

    xDrive 20d: 188 bhp @ 4,000rpm

    xDrive 30i: 248 bhp @ 5,200rpm

    xDrive 30d: 260 bhp @ 4,000rpm

    Maximum Torque

    xDrive 20d: 400Nm @ 1,750rpm

    xDrive 30i: 350Nm @ 1,450rpm

    xDrive 30d: 620Nm @ 2,000rpm

    Length x Width x  Height

    4,752mm x 1,918mm x 1,621mm

    Wheelbase

    2,864mm

    Fuel Type

    Petrol, diesel

    Seating Capacity

    5

    Fuel Tank

    68 litres

    Suspension

    Front and back adaptive suspension

    Brake System

     Front and rear disc brakes

    Transmission

    8-speed Steptronic with paddle shifters

     

    BMW X4: Prices

    Ex-showroom price (New Delhi): The BMW X4 has an entry-level price of ₹62.37 lakh. Interested buyers are advised to check the exact costin their city before booking the car.

    BMW X4 Car Insurance Coverage

    Third-party insurance: This is a basic car insurance that can be availed and is mandatory by law. It covers damages caused to third-party life and property because of negligence on account of the policyholder while using the car.

    Comprehensive insurance: A comprehensive insurance policy is the highest level of security you can avail for your car. It covers losses arising out of theft, fires, riots, natural calamities and similar incidents. The premium is marginally higher than that of a third-party policy.

     

    BMW X4 Insurance: Add-Ons for Improved Protection

    • Zero depreciation: This is also known as bumper-to-bumper insurance or nil depreciation coverage. It pays for the full cost of external body repairs and/or replacement of the car, without considering the depreciated value.

     

    • Roadside assistance (RSA): A roadside accident can fully or partially damage your car. The occupants may also suffer bodily injuries. The RSA cover is of immense help in such situations. The cover can be bundled into the comprehensive insurance policy. In most cases an RSA attracts a small premium over and above the existing coverage.

     

    • No claim bonus (NCB) protection: An NCB protection is a discount offered when the customer doesn’t lodge a complaint during the policy period which is usually one year. For instance, if the policyholder has not tendered a claim in the first year, he/she is entitled to a 20 percent discount on the premium to be paid for the next year.

     

    • Engine protection: The engine protection cover is an add-on facility on the comprehensive car insurance policy. It compensates repair/replacement of engine parts like connecting rods, pistons, valves and similar components.

    BMW X4 Insurance – Why Quickinsure?

    Explore BMW X4 insurance rates with Quickinsure by comparing prices and availing substantial discounts from various recognised insurance providers.

    Quickinsure’s industry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all your BMW carinsurance needs.

    BMW X4: Review

    The BMW X4 is a sportier version of the X3 and manages to pull all the right strings, if the customer is hunting for a well-styled SUV. The performance is explosive, particularly in the xDrive 30d and the xDrive 30i trims. The car offers a wonderful ride even with 19-inch wheels. The cabin comfort level is easily among the best in class.

    BMW X4: FAQs

    Q: How does the RSA cover work?

    In the event of a breakdown, you just have to call the insurer’s helpline and they will arrange for the repair/towing of your vehicle.

    Q: What are the benefits of buying a car insurance online?

    There is no paperwork or lengthy documentation required when you buy/renew your car insurance online.

    Q: Which is the best insurance company?

    On Quickinsure’s website, you can choose and compare not only the prices quoted but also the features offered by some of the best insurance companies. Then, it is easy to choose the company that offers the best prices.

    Q:How long does it take to get the claim?

    Most car insurance policies are now cashless. The amount is paid directly to the garage.

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