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    BMW 3 SERIES GT CAR INSURANCE

    The BMW 3 Series Gran Turismo (GT) is a luxury car and is known for its commanding road presence and character than many of the traditional sedans and coupes manufactured by the German automobile major. The GT is a more upmarket version of the 3 Series with a strong performance and better rear-seat comfort. It boasts of an ultra-spacious cabin and huge luggage area. The car comes in a choice of multiple colours. The BMW 3 Series GT is sold only in the 330i M Sport trim which retains the same sloping roofline, coupe-like stance, and frameless windows from its predecessor.

    BMW 3 Series GT: Specifications

    Variants

    330i M Sport

    Engine Description

    4-cylinder, 4-valve TwinPower turbocharged 2.0-liter petrol

    Engine Displacement

    1,998cc

    Maximum Power

    260PS @ 5,000rpm

    Maximum Torque

    400Nm @ 1,550-4,400rpm

    Length x Width x  Height

    4,824mm x 1,828mm x 1,508mm

    Wheelbase

    2,920mm

    Fuel Type

    Petrol

    Seating Capacity

    5

    Fuel Tank

    60 litres

    Suspension

    Front: Dual link strut

    Back: Five-arm multilink

    Brake System

     Front and rear disc brakes

    Transmission

    8-speed Steptronic Sport automatic

     

    BMW 3 Series GT: Price

    Ex-showroom price (New Delhi): The BMW 3 Series GT is pegged at ₹50.70 lakh. Interested buyers are advised to check the exact price in their city before booking the car.

    BMW 3 Series GT Insurance Coverage

    Third-party insurance: A third-party insurance is the most basic policy. It pays for the damages suffered by a third party individual or property due to negligence on part of the policyholder. This type of insurance is mandatory by law.

    Comprehensive insurance: This is an all-inclusive policy. It includes third-party damages and provides protection from unexpected losses arising from riots, thefts, natural calamities, fire and accidents.

    BMW 3 Series GTAdd-On Covers

    Zero depreciation: Such a cover ensures that the policyholder is not paid according to the depreciated value, but the actual value of the car during a claim.  The zero-depreciation cover, however, is available only for cars up to three years old.

    Roadside assistance (RSA): The RSA cover is of much help in case the car suffers a breakdown in the middle of a highway or a remote area. RSA includes refuelling, changing flat tyres, minor on-spot repairs, and even towing services.

    No claim bonus (NCB) protection: The NCB is a discount given by the insurer to the policyholder for making no claims during the policy duration. It is usually 20 percent of the own damage premium.

    Engine protection: Engine repairs are hugely expensive. The engine protection cover ensures that the policyholder doesn’t have to pay for such repairs from his/her pocket. This cover comes is of immense help in places that receive heavy rainfall. The insurer pays for the repair/replacement of all major engine parts and electrical components.

     

    BMW 3 Series GT Insurance – Why Quickinsure?

    Explore BMW  3 Series GT insurance rates with Quickinsure by comparing prices and availing substantial discounts from various recognised insurance providers.

    Quickinsure’s industry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all your BMW carinsurance needs.

     

    BMW 3 Series GT: Review

    The BMW 3 Series GT has is hailed for its performance and luxury attributes. The dashboard and the central console layout is straight off the sedan. But the quality of the cabin itself, largely made from soft-touch plastic, exudes a premium feel. There’s also a liberal dose of brushed silver trim with contrasting inserts that highlight the cabin ambience. The car is a pleasure to drive and is a wilful performer both in city traffic and on the highway. There’s hardly any noticeable turbo lag between the light to medium throttle input.

    BMW 3 Series GT: FAQs

    Q:Is it mandatory to buy a comprehensive policy?

    No. It entirely depends on the policyholder whether he/she wants to buy it.

    Q:How are the reimbursements made?

    Majority of the motor insurance policies are cashless. The insurer pays the amount directly to the garage. The policyholder has to pay the balance amount.

    Q:How will I know whether a garage is authorised or not?

    Every insurer has a list of authorised garages depending on the manufacturer.  The list is available on request.

    Q:What is the duration of a motor insurance policy?

    A motor insurance policy is valid is usually valid for one year. It has to be renewed for every subsequent year.

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