CHEVROLET CRUZE CAR INSURANCE

The face lift version of the Chevrolet Cruze was launched in India in 2016. The car was a big success on Indian roads. The Cruze’s beefy profile immediately distinguished the car from its peers in the midsized sedan segment. The muscular characteristics were evident in its split grille, broad doors and the sculpted rear. The car earned praise for it driving pleasure.

The Cruze was a comfortably long car and was one of the first recent vehicles in India to sport a sunroof. The all-diesel Cruzewas a well thought out package and was probably the only truly American car on Indian roads. Sales of the Cruze were discontinued when General Motors (GM) exited the Indian market in 2017.

Chevrolet Cruze: Specifications

 

Variants

LT and LTZ

Engine Description

2.0-litre, 4-cyliner, dynamic overhead camshaft (DOHC), variable turbine geometry common rail direct injection (VCDi)

Engine Displacement

1,998cc

Maximum Power

124kW (166PS) @ 3,800rpm

Maximum Torque

360Nm @ 2,000rpm

Length x Width x  Height

4,597mm x 1,788mm x 1,477mm

Wheelbase

2,685mm

Fuel Type

Diesel

Seating Capacity

5

Fuel Tank

60litres

Suspension

Front:McPherson Strutswith linear cylindrical coil spring and tubular stabilizer bar system

Back:Compound Crank Type with mini-block and nonlinear coil spring

Brake System

Front and rear disc brakes

Transmission

6-speed manual and 6-speed automatic

 

Chevrolet Cruze: Prices

Ex-showroom price (New Delhi): The Chevrolet was priced between ₹13,95,000 and ₹17,45,000. (The car is currently not on sale in the Indian market. Buyers are advised to check for the exact price).

Chevrolet CruzeCar Insurance Coverage

Third-party insurance: Third-party insurance provides limited coverage. It offers protection against injuries and damages caused to third-party life and property. The policyholder, in such cases, in liable to pay for the damages. It’s mandatory to have third-party car insurance in India.

Comprehensive insurance: A comprehensive insurance policy covers losses and damages arising out of natural calamities, theft, fire, riots, and terrorist activities. The premium charged is higher than the third-party coverage.

Chevrolet CruzeAdd-On Covers

Zero depreciation: This is also known as bumper-to-bumper coverage. This add-on cover is ideal for vehicles less than three years old and is available across all segments. Zero depreciation almost reimburses the entire current cost of the car at the time of claims settlement.

Roadside assistance (RSA): Almost all insurers provide RSA if your car breaks down in the middle of nowhere. The insurer usually arranges for towing the vehicle to the nearest authorized garage. Other services include battery recharging, refueling, and minor on-spot repairs.

No claim bonus (NCB) protection: This is a discount provided by the insurer as an appreciation for not claiming insurance during a policy year. An NCB reduces the payable premium for the next year. NCB is transferable between insurers and can be accumulated for up to five years.

Engine protection: The engine is the most expensive component of a car and comprises almost half the cost of the vehicle. An engine protection cover reimburses the expenses incurred to repair engine parts and electrical circuits that may occur due to water ingression, hydrostatic lock, oil leakage, gearbox malfunction and similar issues.

Chevrolet CruzeCar Insurance – Why Quickinsure?

At Quickinsure you can compare all rates of leading motor insurers and choose a policy that best fits your need. The entire process is online and settlement of claims involves no hassle.

Chevrolet CruzeReview

The Chevrolet Cruzewas a powerful car and its diesel motor was one of the best in class. The 165mm ground clearance offered a comfortable ride even on potholed roads. The entry-level trim was later upgraded to feature adjustable driver’s seat, keyless entry, and fog lamps. The vehicle had ample legroom and headroom to accommodate taller passengers.

Chevrolet Cruze: FAQs

1. Do higher third-party premiums provide better cover?

No. All third-party policies provide the same cover. The price usually varies according to the insured declared value (IDV) of the car.

2. What are the documents needed to buy/renew a premium?

No documents are required while buying/renewing a policy online. The car’s chassis number, year of manufacture, model-make, and owner’s name is required.

3. Is motor insurance transferable?

Yes. In case of a change in ownership, the insurer must be informed in writing.

4. What happens if I lose my insurance policy?

A copy and always be downloaded from the Quickinsure website.

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