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Addon covers offer enhanced protection for your vehicle against an extra premium. Liberty general insurance provides a range of such covers so that the insured can customize insurance coverage as per preference.
After an accident, the cost of replacing consumables can turn out to be huge. This add-on covers the cost of elements such as grease, lubricants clip, air conditioners gas, bearings, engine oil, oil filter, fuel filter, brake oil, nuts bolts, screw, washers, etc.
Roadside assistance addon cover secures assistance service in an event of the breakdown of the insured vehicle. This service includes on-site repair services, towing to the nearest garage, in case of loss of keys, changing flat tires, fuel delivery, etc. Find more about this cover here.
This cover provides the policyholder with hospital allowance, medical expenses, and medical transport assistance following an accident.
This add-on cover makes the company liable to compensate the insurance holder for the loss of personal belongings such as other items of personal nature which are likely to be used.
Depreciation reduces the value of vehicles over time. This equally affects the claim amount, in which, the insurer factors the cost of depreciation of the replaced parts from the sanctioned sum of the vehicle. This cover is also called zero depreciation cover or bumper-to-bumper cover.
In the case of theft, total loss, or constructive total loss, having this add-on protection with the basic insurance policy will allow the policyholder to obtain the full invoice price of the car. In exchange for an extra payment, it also covers Road Tax and first-time registration fees.
When the car is stolen or out for repairs, Liberty General Insurance will give the policyholder a daily allowance. The amount of the allowance is determined by the premium paid, and it lasts for ten days in the case of partial damage and twenty days in the case of total loss or theft.
This coverage protects the policyholder against the costs of a mechanical or electrical engine breakdown caused by an oil spill or water infiltration.
There is no limit to opting for vehicle insurance add-on covers, it means you can add as many addon covers at a time in your insurance policy as per your requirement.
No, all addon covers are an optional benefit that you can avail, of to enhance the coverage of your vehicle insurance plan.
You can purchase the add-on covers at the time of purchase of the policy or renewal of the policy.
Key loss cover means that if your car keys are lost, misplaced, or damaged, the insurance provider will compensate for the cost of repair or replacement, including labor charges, without deducting any money towards depreciation.
No, it is not mandatory, but it is highly recommended to opt for this cover.