NEW INDIA CAR INSURANCE ADDONS

Add-ons are extra covers that help you extend the coverage of your tenure in return for an additional premium. Buy these add-on covers along with your New India car insurance policy to get insurance coverage for your car. Compare plans now.

Zero Depreciation Cover/ Enhancement Cover

With this add-on cover, in case of a claim on your vehicle, you will receive full value for your car and all of its spare parts; depreciation will be covered by the insurer. This add-on cover is also known as ‘bumper to bumper’ or ‘nil depreciation cover.

Engine Protection Cover

This add-on covers any damage caused by lubricating oil leaks, water entering the engine, and other factors that might harm the engine. If you live in a flood-prone area, this addon cover is a must-have for your car.  Read more about the benefits of the engine protector cover.

No Claim Bonus Protection Cover

No Claim Bonus is an important feature of your car insurance policy. With this addon, the insurer agrees to protect the NCB at the time of renewal in case a claim is lodged. This means you can file a claim without having to worry about losing your accumulated NCB.

Return to Invoice Cover

In case of theft or total damage, the policyholder will be compensated up to the invoice value of the car, instead of the IDV. This cover helps the policyholder to bridge the gap between the IDV and invoice value of the car. This cover is highly recommended for new vehicles and premium or top-end models. Know more about Return to Invoice cover in car insurance.

Loss of Personal Belongings Cover

This add-on compensates for the loss or damage to the insured's possessions that were in the vehicle at the time of the loss or damage.

Consumable Items Cover

This add-on insures you against consumable expenses such as screws, oils, bolts, nuts, etc. Consumable cover pays the cost of consumables required to be replenished due to an accident involving your vehicle. Find out more about consumables items cover here.

Key Protect Cover

With this addon over, the insurer bears the cost of replacement or repair of your vehicle key, including replacement of locks and labor costs.

Roadside Assistance

In the event of a breakdown, the insurance provider provides services such as refueling, towing, arranging a repair, and much more with this add-on plan.

Road Tax Cover

In cases of theft or total loss of the car, this add-on helps you get the Road Tax charges on the replacement car that comes as compensation under the policy. The cover applies to cars less than 5 years of age.

Frequently Asked Questions

1. When can I buy New India car insurance add-on coverage and include them in my plan?

You can buy car insurance add-on covers at the time of purchase or renewal of the policy by paying a little extra premium. Our experts at Quickinsure will help you select the add-on plans that suit your needs. Get in touch right away!

2. Can I add more than one addon cover to my insurance policy at a time?

Yes! There is no limit to how many add-ons covers you can include in your insurance policy. You can add as many as you want.

3. Will car modifications affect my insurance premium?

The modification that alters your car’s performance or changes its safety parameters will unfavorably affect your insurance premium. The premium for modified cars is often high. You must notify the insurer immediately if you make modifications to the insured car.

4. In the third-party liability policy can I opt for loss of personal belongings cover?

No, you can’t opt for any add-on cover if you purchase a third-party liability cover.