FIAT URBAN CROSS CAR INSURANCE

In India, Fiat showcased the Urban Cross at the Delhi Auto Expo during the beginning of 2016. The production version mostly resembled the concept version and the deliveries were started towards the end of the same year. The crossover Urban Cross,the second product of Fiat which is based on the hatchbackPunto, shares some features with the Avventura, the first to use the Punto platform. Fiat Urban Cross comes in both diesel and petrol variants and boasts of a higher ground clearance to tackle the Indian roads.

Fiat Urban Cross: Specifications

Fiat Urban Cross Variants	Active - 1.3L Multijet Diesel; Dynamic – 1.3L Multijet Diesel; Emotion – 1.4L T-Jet Petrol and 1.3L Multijet Diesel
Engine Description	BS-IV, Four Cylinders, 1.4-litre T-Jet Petrol Engine and 1.3-litre Multijet Diesel Engine
Engine Displacement	1368 cc (Petrol Engine); 1248 cc (Diesel Engine)
Maximum Power	140bhp @ 5000rpm (Petrol); 91.7 bhp @ 4000 rpm
Maximum Torque	210 Nm@2000-4000rpm (Petrol); 209 Nm @ 2000 rpm
Length x Width x Height	3,989mm × 1,706 mm × 1,542 mm
Wheelbase	2,510 mm
Fuel Type	Petrol and Diesel
Seating Capacity	5
Fuel Tank	45 Litres
Suspension	Front:MacPherson Strut; Rear: Torsion Beam
Brake System	Front: Disc; Rear:Disc
Official Tagline	Cross Out Ordinary

Fiat Urban Cross: Price

Ex-showroom Price (New Delhi):Rs.6,77,618/= to Rs.9,77,516/= depending on the variant. Prices may vary at the time of purchase.

Fiat Urban CrossCar Insurance Coverage

For Fiat Urban Cross, you have two different insuranceoptions:

Third-party Liability Insurance– This is compulsory andit covers death/injurycaused to another person and damages caused to other people’s property/vehicle.

Comprehensive Insurance– This is optional, but recommended asit coversdamage caused to yourvehicle because of an accident or natural calamity.In addition to third-party liability, it covers theft and injury/death of the occupant.

Fiat Urban Cross Insurance: Add-Ons for Improved Protection

The top 4 add-ons recommended are:

Zero Depreciation Cover –It offerscomplete protection in the sense thatthe insurance company reimburses all claims for the replacement ofplastic/glass/rubber/fibre parts. This option can be included in your Fiat Urban Cross insurance. It is also referred to as bumper to bumper or nil depreciation insurance.

No-Claim BonusAdd-on–This add-on reinstates your eligibility for a no-claim bonus(20 to 50 percent) on therenewal premium.

Engine Protection Add-on –The engine of your Urban Cross will be damaged if it gets submerged in water. As repair costs are high, this add-on would be helpful in getting the expenses reimbursed.

Roadside Assistance Add-on– Getting stranded on the road dueto a breakdown is very common. This add-on would help you get back costs related to towing, repairs, changing a tyre, emergency refuelling, etc.

Fiat Urban Cross Insurance – Why Quickinsure?

When you exploreFiat Urban Cross insurancecoston theQuickinsure website, you get to compare discounted and transparent quotes from top insurance providers.

Quickinsure has a team of service consultants, claims professionals, and after-sales relationship managers. They have the experience and expertise to help you get the best Fiat Urban Cross Insurance deals.

Fiat Urban Cross– Review

Fiat's Urban Cross is a slightly toned-down version of Avventura, the hatchback Punto's crossover version. The 5-inch touchscreen infotainment system in Urban Cross features USB, Bluetooth, and AUX connectivity. It also supports navigation. While the diesel variants are powered by a 1.3-litre multiJet engine, the petrol variant uses a 1.4-litre T-Jet engine. Urban Cross, the younger sibling of Avventura, has a good profile and the power to make your city and highway drives more pleasurable.

Fiat Urban CrossInsurance – FAQs

Q1: The headlight of my parked Urban Cross was damaged by a scooter. Will the insurance company reimburse the replacement cost?

Yes, the company will settle the claim if you have comprehensive insurance for your car.

Q2: Is it possible to change details in my Urban Cross insurance policy?

Insurance companies do incorporate modifications such as address changes, vehicle alterations, or a change in its use. You need to submit a letter with the proof of changes to the insurer. Some of the endorsements may call for the payment of an additional premium.

Q3:What factors are considered for deciding the premium payable for my Urban Cross?

They include:

Your car’s Insured Declared Value or IDV
The age of your car (new/used)
Zone/City of registration
The engine capacity of your car
Claims status, in the case of used cars, to decide the applicability of no-claim bonus