HDFC ERGO CAR INSURANCE ADDONS

Addon covers are specially formulated to ensure added security and complete peace of mind for policyholders. These covers minimize out-of-pocket expenses and widen the existing scope of cover to include holistic protection.

NCB Protector

NCB stands for No Claim Bonus. NCB Protector addon is like a bonus for vehicle owners who have had no insurance claims in the previous policy period. Based on your claim-free history, you can get a 20% to 50% discount.

Loss Of Baggage Cover

The Loss of Personal Baggage Addon Cover compensates you if your luggage in your vehicle is stolen or damaged in an accident.

Roadside Assistance

In the event of a breakdown, the insurance provider provides services such as refueling, towing, arranging a repair, and much more with the Roadside Assistance add-on plan.

Return to Invoice

If a policyholder's car or two-wheeler is stolen or entirely damaged, this addon protection will allow them to obtain the ex-showroom or last invoice price.

Engine And Gearbox Coverage

Engine damage is not covered by a comprehensive vehicle insurance policy unless it occurs at the time of the collision. The resulting engine damage will be covered with this addon. Read more about the benefits of the engine protector cover.

Bumper to Bumper

Zero depreciation is also known as bumper-to-bumper depreciation. Because depreciation is subtracted from the claim amount, the full cost of replacement is not reimbursed when a vehicle is damaged.

Frequently Asked Questions

1. Can I add more than one addon cover to my insurance policy at a time?

There is no limit to how many addons covers you can include in your insurance policy. You can add as many as you want.

2. When can I buy add-on covers?

You can buy car insurance add-on covers at the time of purchase or renewal of the policy by paying a little extra premium. Our experts at Quickinsure will help you select the add-on plans that suit your needs. Get in touch right away!

3. Who should make use of the zero depreciation option?

To minimize depreciation charges and the cost of repairing or replacing car parts, any vehicle owner should choose zero depreciation add-on covers.

4. What is engine protection covered in vehicle insurance?

Engine protection addon cover which can be purchased with the comprehensive car insurance policy or standalone own-damage car insurance policy.

5. What is meant by consumables covered in vehicle insurance?

This add-on insures you against consumable expenses such as screws, oils, bolts, nuts, etc. Consumable cover pays the cost of consumables required to be replenished due to an accident in your vehicle. What are consumables? Find out here.