Brand new Car
Buy these addon covers along with your Digit car insurance policy to get enhanced insurance coverage for your car.
If you have recently bought a new car, you know it requires a lot of upkeep. And no, it isn’t just fuel, there is the constant expenditure of getting air conditioner gas, brake oil, engine oil, and so on. These are all examples of ‘consumables’.
Consumables are car parts that serve a specific purpose – such as a nut, a bolt, or even grease – and are completely consumed once used. Consumables are things that must be replaced or refilled regularly due to wear and tear or usage.
Most car insurance policies do not cover consumables. So, buying this add-on, especially for a new car, is a wise decision.
The engine is the most important part of your car. It is important to keep the engine well maintained. Even small repairs to the engine can turn out to be very expensive.
While a standard insurance policy only covers engine expenses in case of an accident, this addon will specifically cover the engine and gearbox for any consequential damages caused post the accident. This could occur as a result of water regression, lubricating oil leakage, or undercarriage damage.
You’re stuck on the road and need some help? This add-on will cover that for you. With Digit’s breakdown assistance or ‘roadside assistance cover,’ you will get all required support in cases like a flat battery, vehicle keys are lost, flat tyre, minor repairs, medical coordination in case of an accident, fuel assistance as well as taxi and accommodation benefits during car breakdown. The best part is that with Digit, this doesn’t count as a claim.
Tyre damage is not covered in the policy unless the damage takes place during an accident. And car tyres can be quite expensive. The costlier the car, the costlier the tyres. This covers the cost of replacing the damaged tyre with a new one, including labour charges toward removing, refitting and rebalancing the tyre. This add-on covers scenarios such as a bulge in the tyre, bursting of tyre and damage or cut to the tyre.
This addon allows the policyholder to receive full compensation (as per invoice) in case the car is stolen or damaged beyond repair. The insurance provider will pay the cost of a new vehicle of the same or equivalent make and model or if the same car model or variant is discontinued, the insurer will compensate with the last available invoice price of the Insured Vehicle immediately before discontinuation. It is recommended to buy this addon if you have a new car or a high-end car.
Insurers account for depreciation on your car's parts and pay you your claim only after subtracting the amount of depreciation. This add-on covers the depreciation and replacement costs of your car's parts that are damaged in an accident. Zero Depreciation coverage also allows policyholders to receive higher claims during claim settlements because it relieves them of the burden of car depreciation. This add-on applies to cars below 5 years of age.
Quickinsure will provide you with appropriate advice and support throughout the policy selection and purchase process. We are delighted to assist you! Contact us right away!
For a new car, it is recommended to go for Zero Depreciation, Tyre Protect and Return to Invoice cover.
You can opt for add-ons at the time of purchase of your policy or at the time of renewal of the policy.