The BMW X3 sports utility vehicle (SUV) was launched in India in 2018 and was refreshed in 2019. Its design now includes stubby elements like the grille and the headlamp unit along with a big bumper. The three-quarter angle gives the car more of a crossover look, while the rear and side profiles forge a butch SUV stance. The car rolls on large, 17-inch alloy wheels. The cabin of the X3 has undergone a massive change and now features a revised dashboard. Use of leather, wood, and brushed aluminium enhances the car’s luxury appeal.


BMW X3: Specifications


xDrive 20d Luxury Line

xDrive 30i Luxury Line

Engine Description

xDrive 20d Luxury Line: 4-cylinder, TwinPower turbocharged diesel

xDrive 30i Luxury Line: 4-cylinder, twin turbocharged, 2-litre petrol

Engine Displacement

xDrive 20d Luxury Line: 1,995cc

xDrive 30i Luxury Line: 1,998cc

Maximum Power

xDrive 20d Luxury Line: 190PS @ 4,000rpm

xDrive 30i Luxury Line: 252PS @ 5,200rpm

Maximum Torque

xDrive 20d Luxury Line: 400Nm @ 1,750-2,500rpm

xDrive 30i Luxury Line: 350Nm @ 1,450-4,800rpm

Length x Width x  Height

4,708mm x 1,891mm x 1,676mm



Fuel Type

Petrol, diesel

Seating Capacity


Fuel Tank



Front and back dynamic damper control

Brake System

 Front and rear disc brakes


8-speed automatic


BMW X3: Prices

Ex-showroom price (New Delhi): The BMW X3 is priced between ₹60-5-60.9 lakhs. Customers are advised to check the exact price list before booking the car.

BMW X3 Insurance Coverage

Third-party insurance: The third-party insurance coverage is mandatory under the Motor Vehicles Act (1988). Such a policy, in case of an accident, reimburses the damages suffered by a third party, which may be an individual, a group of persons, or property.

Comprehensive insurance: The comprehensive insurance on Chevrolet Beat not only includes third-party coverage, it also provides end-to-end protection of your vehicle. The coverage includes losses arising out of natural disasters, thefts, riots, vandalism and similar events.

BMW X3: Add-On Covers

Zero depreciation: This cover pays for the amount of depreciation deducted on the value of the components replaced in case of an own damage claim. Zero depreciation can be usually availed for maximum two claims during the policy tenure.

Roadside assistance (RSA): It’s a useful add-on coverage that provides 24x7 services like towing, refueling, changing flat tyres, arranging a mechanic’s service, and battery related problems in case of a breakdown.

No claim bonus (NCB) protection: The NCB is a discount given by the insurer to the policyholder for making no claims during the policy duration. NCB can be accumulated over the years and the discount typically ranges from 20 to 50 percent of the own damage premium.

Engine protection: This cover reimburses even those engine repairs that are not related to accidents. Engine protection is beneficial for those living in flood-prone areas where waterlogging increases the chances of engine damage. 

BMW X3: Why Quickinsure?

Explore BMW X3 insurance rates with Quickinsure by comparing prices and availing substantial discounts from various recognised insurance providers.

Quickinsure’s industry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all your BMW carinsurance needs.

BMW X3: Review

The new BMW X3 looks a stunner. It borrows several design elements from its larger sibling, the X5. The designers, however, have managed to forge a styling, well-proportioned SUV by stretching the sheet metal. The stylish SUV boasts of several BMW genes. The X3 has a robust muscular stance and sits sturdy on its wheels. It was a wide and purposeful sporty look. The X3 is hailed as a superb premium midsized luxury SUV which offers a sporty handling and an ultra-comfortable ride.


Q: For how long is a motor insurance policy valid?

One year. The policy must be renewed within that time to ensure seamless coverage.

Q: What are the benefits of buying a car insurance online?

No paperwork and physical documentation is required. Renewal is instant.

Q: Is motor insurance transferable if I sell my car?

Yes. The policy is fully transferable by passing an endorsement in the name of the new buyer if you sell your car.

Q:What happens if my policy expires?

An expired policy can be renewed online by filling up a self inspection application form and uploading the car papers.

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