BAJAJ ALLIANZ CAR INSURANCE ADDONS

Buy these addon covers along with your Bajaj Allianz car insurance to get enhanced insurance coverage for your car.

Zero Depreciation Cover

This add-on cover is also called ‘bumper to bumper’ or ‘nil depreciation cover. Your car is subject to depreciation, which means, that over the years, your car’s value keeps decreasing. With this add-on cover, the insurer does not consider this depreciation. This means, in case of a claim on your vehicle, you will receive full value for your car and all of its spare parts. This cover is a must-have if your car is less than 5 years old.

Consumable Expenses Cover

With this add-on cover, the insurer will reimburse you for the cost of consumables, which are normally excluded from the claim amount under regular auto insurance. Such consumables include nuts and bolts, screen washers, engine oil, bearings, and other items if your automobile is involved in an accident. If you have a new car, it is recommended that you purchase this add-on.

Engine Protector Cover

The Engine cover protects you financially against the expense of repairs caused as a result of damage to your car's engine, gearbox, or differential. It covers any damage caused by lubricating oil leaks, water entering the engine, and other factors that might harm the engine. If you live in a flood-prone area, this cover is a must-have addon for your car.

24/7 Spot Assistance Cover

This cover provides assistance in case your car breaks down or undergoes any technical failure while on the road or at home. With this addon, you may receive assistance such as towing, battery jump-start, gasoline delivery, and other services. This cover is commonly known as roadside assistance cover.

Key and Lock Replacement

Lock and Key Replacement is a useful feature to have, as misplacing car keys are becoming more common. This function is especially useful if your vehicle is a top-of-the-line luxury model or a new car.

Personal Baggage

Personal Baggage is an add-on policy designed to compensate you if your baggage is damaged or lost when traveling inside India in your vehicle. Compensation is only provided for the loss of personal possessions such as clothing, shoes, toiletries, belts, and other personal items up to the amount insured.

Conveyance Benefit

This add-on cover reimburses your daily allowance expenditures if you have to travel alone while your car is being repaired at a network garage. The compensation amount under this add-on is based on the premium amount paid by the customer.

Frequently Asked Questions

1. Can I include an add-on cover at any time in my vehicle insurance policy?

No, you can either include an addon cover in your insurance policy at the time of car insurance policy purchase or at the time of renewal.

2. How can I buy Bajaj Allianz car insurance add-on covers?

You can buy car insurance add-on covers provided by Bajaj Allianz insurance by paying a little extra premium amount. Our experts at Quickinsure will help you select the add-on plans that suit your needs. Get in touch right away!

3. What does an Engine protector plan entail?

Engine protector add-on cover that gives you coverage for damages incurred by the engine of your vehicle due to leakage of lubricating oils, water ingression or failure or failure of the engine due to an attempt to start a wet engine, etc. Refer to policy documents for more information or get in touch with an expert at Quickinsure.

4. Can I buy a Zero Depreciation add-on when renewing my car insurance policy?

Yes, when renewing my comprehensive vehicle insurance policy, you can choose zero depreciation coverage.