AUDI Q8 CAR INSURANCE

The Audi Q8 was launched in India earlier this year. It takes over from the Q7 as the company’s flagship sports utility vehicle (SUV) in the country. The car is being sold alongside the A8 and A6, two other models from the leading German luxury automobile manufacturer. However, unlike the Q7, the Q8 is lower and wider. This is despite the fact that the latter shares the same wheelbase as the Q7. The Q8 sports a ‘slammed’ roof which puts the car in a niche segment of vehicles. The Q8 is sold in India as a completely built up (CBU) unit.

 

 

Audi Q8: Specifications

Q8’s Variants	The car is available only in the Quattro variant
Engine Description	3.0-litre engine with 48V mild-hybrid technology
Engine Displacement	2,995cc
Maximum Power	250kW (340PS) @5,000-6,000rpm
Maximum Torque	500Nm@1,370-4,500rpm
Length x Width x  Height	4,986mm x 1,995mm x 1,705mm
Wheelbase	2,995mm
Fuel Type	Petrol
Seating Capacity	5
Fuel Tank	85 L
Suspension	Front and back adaptive air suspension
Brake System	Dual-circuit disc brakes with black/white split for front and rear axle
Transmission	8-speed automatic

 

Audi Q8: Prices

Ex-showroom price (New Delhi): The Audi Q8 SUV is priced at around ₹1.33 crore. Customers are advised to check the exact price with authorised dealers before buying.

 

Audi Q8 Insurance Coverage

 

Third-party insurance: This is a standard car insurance policy and is mandatory by law in India. It pays for the damages inflicted upon a third-party individual or property because of a fault of the policyholder.

Comprehensive insurance: A comprehensive insurance is an all-inclusive policy. It covers third-party damages and also includes protection from unforeseen losses arising from natural calamities, riots, thefts, fire and accidents.

 

Audi Q8 Insurance: Add-On Covers

Zero depreciation: It’s also known as nil-depreciation cover. Such an add-on cover ensures that the policyholder gets full claim repairs carried out and/or parts changed. This add-on, however, is available only for cars up to three years old.

Roadside assistance (RSA): In case the car suffers a breakdown in the middle of a highway or a remote area, the RSA add-on cover can be of much help. RSA usually includes refuelling, changing flat tyres, minor on-spot repairs, and even towing service to the nearest authorized garage.

No claim bonus (NCB) protection: The NCB is a discount given by the insurer to the policyholder for making no claims during the policy duration. NCB can be accumulated over the years and the discount typically ranges from 20 to 50 percent of the own damage premium.

Engine protection: This cover ensures that you don’t end up burning a hole in your pocket for the hugely expensive engine maintenance work that may be required. This add-on cover comes of immense help during heavy rains. The insurer pays for the repair/replacement of all major engine parts and electrical components.

 

Audi Q8 Insurance: Why Quickinsure?

Explore Audi Q8 insurance rates with Quickinsure by comparing prices and availing substantial discounts from various recognised insurance providers.

Quickinsure’s industry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all your Audi carinsurance needs.

 

Audi Q8: Review

The engine of the Audi Q8 shines through in terms of composure and refinement. The cabin too is neither noisy nor uncomfortable, not even while negotiating a quick overtake on the highway. The Q8 offers a pleasant ride and does its duty in an extremely unassuming and calm manner. The car, much like other Audis, has several driving modes. While switching from the Comfort to Dynamic mode does make the motor a bit more eager, it doesn’t compromise on the thrill.

 

 

Audi Q8: FAQs

 

Q:Which is the best type of car insurance policy?

The comprehensive coverage is the best car insurance policy. Though it commands a higher premium, it covers all most all probable damages/losses.

 

Q: What is cashless insurance?

It’s where the insurance claim is paid directly to the garage where the repair work has been undertaken. The policyholder has to pay only the balance amount.

 

Q: In which garage can I get my car repaired when an accident occurs?

Every insurer has a list of networked garages where you can get a cashless claim.

 

Q: Are any of the add-on covers mandatory by law?

No. It totally depends on the policyholder about which add-on cover he/she takes.