BMW X5 CAR INSURANCE

The German automaker BMW has a long history and is one of the reputed manufacturers of well-crafted cars. Though it is a midsize crossover SUV, the manufacturer refers to the car as an SAV (Sports Activity Vehicle). Its exterior design reflects authoritativeness and is complete with focused LED headlights, chrome-plated kidney grille, bold front fender, aerodynamic shape, and high ground clearance. The cabin is crafted to give you a feeling of comfort and pleasure. Other features include the responsive multi-functional steering, free-standing Control Display, adjustable colour screens, DVD player, high-end surround sound system.

 

BMW X5: Specifications

 

BMW X5 Variants

xDrive40i M Sport (Petrol); xDrive30d Sport (Diesel); xDrive30d xLine (Diesel)

Engine Description

BMW Twin Power Turbo Engine; BS-VI, Six Cylinders, Four Valves per
Cylinder (Petrol and Diesel Engines)

Engine Displacement

2998 cc (Petrol Engine) and 2993 cc (Diesel Engine)

Maximum Power

343 Bhp @ 5,500 – 6,500 rpm (Petrol);265 Bhp @ 4,000 rpm (Diesel)

Maximum Torque

450 Nm @ 1,500 – 5,200 rpm (Petrol); 620 Nm @ 1,500 – 2,500 rpm 

Length x Width x  Height

4,922 mm X 2,218 mm X 1,745 mm

Wheelbase

2975 mm

Fuel Type

Petrol and Diesel

Seating Capacity

5; 7 (Optional)

Fuel Tank

83 Litres (Petrol); 80 Litres (Diesel)

Suspension

Front & Rear – Air Suspension

Brake System

Front – Disc; Rear – Disc

Official Tagline

JustCantWait To Boss Every Road

 

BMW X5: Price

Ex-showroom Price (New Delhi):Starts at Rs.74,90,000 – Rs. 84,40,000(At the time of purchase, the pricesmay vary).

 

BMW X5Car Insurance Coverage

Third-party Liability Insurance– This is mandatory and it covers:

    • Deathand/or injurycaused to another person
    • Damages caused tothe property/vehicle of another person

Comprehensive Insurance– This is optional and it covers:

    • Third-party liability
    • Loss/damage caused to yourvehicle because of an accident, natural calamity, and theft, among others
    • Injury/death of the occupant

 

BMW X5 Insurance: Add-Ons for Improved Protection

Zero Depreciation Cover

Also referred to as bumper to bumper or nil depreciation insurance, the zero depreciation cover offerscomplete protection. Thismeans that the insurance company will fully settle yourclaims plastic/glass/rubber/fibre parts replacement. However, an additional premium has to be paidfor includingthis add-onin your comprehensive insurance.

 

No-Claim BonusAdd-on

The advantage of including this is add-on in your comprehensive cover is that you will retain your eligibility for the no-claim bonus of 20 to 50 percentat the time renewal of your policy. Normally, you will lose your eligibility for the no-claim bonus in the succeeding year, ifyou file a claim in the current year.

 

Engine Protection Add-on

If your BMW X5 gets submerged in water because of floods or torrential rains, its engine may be damaged. As engine repair costs are often very high, you cover the expenses with the help of this add-on.

 

Roadside Assistance Add-on

It is not wise to overlook the possibility of you getting stranded due to a carbreakdown. This add-on, if included in BMW X5 car insurance, covers expenses associated with services such as towing, repairs, tire changing, emergency refuelling, etc., that you might have to incur when you get stranded for some reason.

 

BMW X5 Car Insurance – Why Quickinsure?

 

At Quickinsure Insurance Brokers, we make sure that you receive transparent quotes from some of the top insurance companies in the country. In addition, we highlight the pros and cons of each quote. This enables you to make an informed decision. Further, it makes sense to purchase insurance for your BMW X5 through Quickinsurebecause we provide answers to all your queries such as whether:

  • You are getting the best deal
  • There are cashless garages in your neighbourhood
  • This insurance company settles claims quickly

 

BMW X5 – Review

 

The spacious and powerful BMW X5 is designed to allow you to be the boss on every road. Its unmatched comfort will just amaze you. BMW X5 is packed with power as it is provided with a 6-cylinder engine, 8-speed automatic transmission, and 4WD/AWD. Its sculpted exterior and imposing dimensions will turn heads as you drive along in the city, highway, or beyond. The BMW X5 knows exactly where it is going because it is equipped with new features that ensure more safety and driving dynamics on all roads. It is a great option ifyou love travellingwith a group of people and enjoy a great driving experience.

 

BMW X5Insurance – FAQs

 

Q: If my BMW X5’s insurance policy has expired, is it necessary to present my car for inspection before renewal?

 

Yes, you are required to present your BMW X5 for inspection at thetime of renewing the policy. We will remind you if you have bought insurance through Quickinsure. You will never ever miss your renewal deadline.

 

Q: I bought a usedBMW X5. Can I get the no-claim bonus at the time of renewing the policy?

 

Yes, it is possible if you have not filed any claims in the previous year. The reason is that the no-claim bonus is given to the owner-driver and not the vehicle.

 

Q:What is the validity of aBMW X5 car’s insurance bought online?

 

Insurance bought online is valid. The benefits of purchasing insurance online include convenience, no paperwork, lower premiums, quick processing, and renewal reminder.

Q: Can I buy an add-on cover without an insurance policy?

No, that is not possible. Add-ons can be bought only if you have a car insurance policy.

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