TATA AIG CAR INSURANCE ADDONS

Add-ons are extra covers that help you extend the coverage of your tenure in return for an additional premium. Buy these add-on covers along with your TATA AIG car insurance policy to get insurance coverage for your car. Compare plans now.

Nil Depreciation Cover

Nil depreciation is the add-on that bears the depreciation and replacement expenses of parts of your vehicle damaged in any mishap. It gives you the depreciation amount based on the assessed damaged parts which are only applicable in the event of partial loss of your vehicle.

No Claim Bonus Protection Cover

No Claim Bonus is an important feature of your car insurance policy. With this addon, the insurer agrees to protect the NCB at the time of renewal in case a claim is lodged. This cover is highly recommended for new cars.

Return to Invoice Cover

In most cases, you only obtain the Insured Declared Value if your bike is stolen or lost. The IDV and ex-showroom prices, on the other hand, are vastly different. You can get the above-mentioned differential amount if you use this add-on.

Key Replacement

This add-on covers the cost to replace your car keys if they get lost or stolen. This add-on cover pays for the lock of your car in case it is broken.

Daily Allowance Cover

This cover will compensate the policyholder for transportation costs when the insured car is unavailable during the repair period (for over 3 days).The allowance is available for a maximum of 10 days during repair work, but in the case of theft or total loss it can reach up to 15 days.

Loss of Personal Belongings Cover

This cover is designed to compensate you if your baggage is damaged or lost when traveling within India in the insured car. Compensation is only provided for the loss of personal possessions such as clothing, shoes, toiletries, belts, and other personal items

Roadside Assistance Cover

This cover provides assistance in case your car breaks down or undergoes technical failure while on the road or at home. With this addon, you may receive assistance such as towing, battery jump-start, gasoline delivery, and other services.

Engine Secure

This add-on covers any damage caused by lubricating oil leaks, water entering the engine, and other factors that might harm the engine and the gearbox. If you live in a flood-prone area, this addon cover is a must-have for your car. Read more about the benefits of the engine protector cover.

Consumables Expenses Cover

This add-on insures you against consumable expenses such as screws, oils, bolts, nuts, etc. Consumable cover pays the cost of consumables required to be replenished due to an accident in your vehicle. What are consumables? Find out here.

Tyre Secure

This add-on pays for replacement and repair expenses for accidental loss to tyres, tubes, and rims only without any damage to your car or two-wheeler.

Hire Car

While your car is under repair at a network garage, the cost of an alternate car will be covered by the insurer. However, this benefit is applicable only if your car stays for more than 24 hoursat the garage or in case of theft or total loss. The allowance is available for a maximum of 10 days while your car is being repaired, and up to 15 days in the case of theft or total loss claim.

Frequently Asked Questions

1. When can I buy TATA AIG car insurance add-on coverage and include them in my plan?

You can buy car insurance add-on covers at the time of purchase or renewal of the policy by paying a little extra premium. Our experts at Quickinsure will help you select the add-on plans that suit your needs.

2. Can I add more than one addon cover to my insurance policy at a time?

Yes! There is no limit to how many add-ons covers you can include in your insurance policy. You can add as many as you want.

3. What to do if there is a mistake in the car insurance document?

If there is any incorrect detail entered in the insurance policy document, you can get it corrected. Any correction in the insurance policy is called an ‘endorsement’. If you have purchased your policy from Quickinsure, get in touch with us and we can assist you in this process.

4. What factors influence the premium of a car insurance policy?

The insurance premium is determined by the engine's cubic capacity, make and model, geographical zone, age of the car, and the insured declared value. Calculate premium and compare plans now.