Here is a list of addon covers offered by National Insurance Company. Buy these addon covers along with your National car insurance to get enhanced insurance coverage for your car.

Engine Protector Cover

Engine damage is not covered by a comprehensive vehicle insurance policy. This add-on covers any damage caused by lubricating oil leaks, water entering the engine, and other factors that might harm the engine. If you live in a flood-prone area, this addon cover is a must-have for your car.Read more about the benefits of the engine protector cover.

Nil Depreciation

Zero depreciation is a highly recommended addon that entitles you to claim the depreciation deducted on the value of parts replaced under your own damage claim. With this add-on cover, in case of a claim on your vehicle, you will receive full value for your car and all of its spare parts; depreciation will be covered by the insurer.This add-on cover is also known as ‘bumper to bumper’ or ‘zero depreciation cover. This cover is a must-have if your car is less than 5 years old.

Invoice Protect

In case of total loss or theft, this add-on helps you get the invoice price of your vehicle as compensation instead of your IDV.This cover helps the policyholder to bridge the gap between the IDV and invoice value of the car. This cover is highly recommended for new vehicles and premium or top-end models.

NCB Protect

No Claim Bonus is the reward that you get at the time of renewal for the completion of a claim-free year. NCB retention cover protects your NCB on renewal if you make claim. Want to know more about NCB? Find out more in this detailed article.

Frequently Asked Questions

1. When can I buy Nationalcar insurance add-on coverage and include them in my plan?

You can purchase Nationalcar insurance add-ons when buying the insurance policy or when renewing it.Our experts at Quickinsure will help you select the add-on plans that suit your needs. Get in touch right away!

2. How to buy National car insurance add-on covers?

You can buy car insurance add-on covers by paying a little extra premium amount. Check the cost of add-ons with the Quickinsure car insurance premium calculator here.

3. Why should one buy the zero-depreciation add-on cover?

To minimize depreciation charges and the cost of repairing or replacing car parts, the vehicle owner should choose zero depreciation add-on covers.

4. How is the policy premium determined?

The IDV, RTO, age of the car, modifications, NCB, anti-theft devices, engine's cubic capacity, add-on coverage, and age of the owner impact the pricing for a car insurance policy. You can use the Quickinsure car insurance premium calculator to compare various plans offered by insurers. Calculate now.

5. How to purchase add-ons with a third-party car insurance policy?

Add-on coverage can be purchased with either a standalone own damage policy or a comprehensive insurance policy, but not with a third-party car insurance policy.

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