FIAT LINEA CLASSIC CAR INSURANCE

The innovative and classy Fiat Linea Classic was introduced in the Indian market by the Italian automaker Fiat in 2013. The family saloon Classic is a modified version of the original Linea. The design of this best-in-class car combines dynamism and subtlety in equal measure.With a ground clearance of 85 mm,you easily negotiate the bumps on the Indian roads.

 

 Fiat Linea Classic: Specifications

 Fiat Linea Classic Variants

1.3L Multijet Diesel and 1.4L Petrol

Engine Description

BS-IV, Four Cylinders,

1.4-litre Petrol Engine and 1.3-litre Multijet Diesel Engine

Engine Displacement

1368 cc (Petrol Engine); 1248 cc (Diesel Engine)

Maximum Power

88.7 bhp @ 6000rpm (Petrol); 75 bhp @ 4000 rpm

Maximum Torque

115Nm@4500rpm (Petrol); 197 Nm @ 1750 rpm

Length x Width x  Height

3,989mm × 1,706 mm × 1,542 mm

Wheelbase

2,603 mm

Fuel Type

Petrol and Diesel

Seating Capacity

5

Fuel Tank

45 Litres

Suspension

Front:Independent; Rear: Torsion Beam

Brake System

Front: Disc; Rear:Drum

Official Tagline

Feel Big

 

 Fiat Linea Classic: Price

Ex-showroom Price (New Delhi):Starts at Rs.Rs.6,46,336/=(Price varies depending on the variant)

 

 Fiat Linea ClassicCar Insurance Coverage

 

When it comes toFiat Linea Classic insurance, there are two options:

Third-party Liability Insurance– This mandatory cover protects against death/injurycaused to a person and damages caused to property/vehicle of other people.

Comprehensive Insurance– Though this is optional, it is best that you opt for it. This is because it coversdamagescaused to yourvehicle due to an accident/natural calamity.Apart from third-party liability, it covers injury/death of the occupant and theft, among others.

 

 Fiat Linea Classic Insurance: Add-Ons for Improved Protection

The top 4 add-ons recommended are:

Zero Depreciation Cover –For a small additional premium payment,you get complete protection.The insurance company fully reimbursesyourclaims for the replacement ofplastic/glass/rubber/fibre parts. Other names for this add-on arebumper to bumper and nil depreciation insurance.

No-Claim BonusAdd-on–If you don’t want to miss out on your no-claim bonus (20 percent to 50 percent) when renewing the policy after filing a claim in the previous year, this add-on will be helpful.

Engine Protection Add-on –If your Linea Classic’s engine gets damaged because of submerging in water, this add-on would cover the high repair costs involved.

Roadside Assistance Add-on– If you by any chance get stranded on the road because of a breakdown, this add-onwould cover costs associated with towing, repairs, emergency refuelling, changing tyres, etc.

 

 Fiat Linea Classic Insurance – Why Quickinsure?

When you explore Fiat Linea Classic insurance coston theQuickinsure website, you get to compare discounted and transparent quotes from top insurance providers.

Quickinsure has a team of service consultants, claims professionals, and after-sales relationship managers. They have the experience and expertise to help you get the best Linea Classic Insurance deals.

 

 Fiat Linea Classic – Review

 

Fiat Linea was given a facelift and was renamed as Fiat Linea Classic. The company also reduced its prices to make it more competitive. The diesel variant was fitted with a detuned 1.3-litre multijet engine but modified the gearbox suitably to make up for the loss of power. This made sure that the car's performance was not hampered in any manner. This is to say that the car's ride characteristics have not changed. It is stable at higher speeds, stays flat, inspires confidence, and works well on Indian roads.

 

 Fiat Linea ClassicInsurance – FAQs

 

Q1: Insurance for my Fiat Linea Classic, is it necessary?

Yes, it is required by law. Secondly, if your car gets stolen or suffers damages, you get covered.

Q2: What types of car insurance are there?

There are two types: third-part liability insurance (mandatory) and comprehensive coverage. The insurance cover provided by companies is not verydifferent, but prices can vary. Add-ons like zero depreciation covers are available. You need to pay an additional premium, but you get full coverage for replacement of parts.

 

Q3: Regular cover vs zero depreciation – which is better?

It depends on how old your car is. If it is less than three years old, it is better to go for regular cover plus zero depreciation add-on. This is because repair costs are often very high.  If it is more than three years, consider the difference in premiums and decide.

 

Q4: No Claim Bonus – What Is It?

No Claim Bonus is the discount given to you in the renewal premium for driving carefully and not filing any claims. The bonus ranges from 20 percent to 50 percent.

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