ORIENTAL CAR INSURANCE ADDONS

Add-ons are extra covers that help you extend the coverage of your tenure in return for an additional premium. Buy these add-on covers along with your Oriental car insurance policy to get insurance coverage for your car. Compare plans now.

Tyre and Rim Protector

This add-on pays for replacement and repair expenses for accidental loss to tyres, tubes, and rims only without any damage to your car or two-wheeler.

Nil Depreciation Cover

With this add-on cover, in case of a claim on your vehicle, you will receive full value for your car and all of its spare parts; depreciation will be covered by the insurer. This add-on cover is also known as ‘bumper to bumper’ or ‘nil depreciation cover.

Loss of Personal Belongings Cover

This add-on compensates for the loss or damage to the insured's possessions that were in the vehicle at the time of the loss or damage.

Consumable Items Cover

This add-on insures you against consumable expenses such as screws, oils, bolts, nuts, etc. Consumable cover pays the cost of consumables required to be replenished due to an accident involving your vehicle. Find out more about consumables items cover here.

Key Protect Cover

With this addon over, the insurer bears the cost of replacement or repair of your vehicle key, including replacement of locks and labor costs.

Alternative Car Benefit Cover

If the insured car meets with an accident or suffers a total loss, this add-on will provide an alternate car that can be used for a limited duration of 5, 10, or 15 days at most. This cover becomes payable only when the insured vehicle is damaged beyond 20% of the Insured Declared Value.

Free Benefit of Emergency Services

The insurer will offer free emergency services in case of a complete breakdown of the car. This service is available only for policies purchased in Delhi & NCR, Punjab, Haryana, Himachal Pradesh, Rajasthan, Mumbai, Karnataka, Kerela, Tamil Nadu, Andhra Pradesh, and Telangana.

Frequently Asked Questions

1. When can I buy Oriental car insurance add-on coverage and include them in my plan?

You can buy car insurance add-on covers at the time of purchase or renewal of the policy by paying a little extra premium. Our experts at Quickinsure will help you select the add-on plans that suit your needs. Get in touch right away!

2. Can I add more than one addon cover to my insurance policy at a time?

Yes! There is no limit to how many add-ons covers you can include in your insurance policy. You can add as many as you want.

3. Will car modifications affect my insurance premium?

The modification that alters your car’s performance or changes its safety parameters will unfavorably affect your insurance premium. The premium for modified cars is often high. You must notify the insurer immediately if you make modifications to the insured car.

4. Which addon cover is a must-buy for my new car?

The add-on covers that are highly recommended for brand new and top-end cars are the Zero Depreciation cover and Return to Invoice cover. Check premiums and compare plans for these addons with Quickinsure Premium Calculator today.