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Buy these addon covers along with your Kotak Mahindra car insurance to get enhanced insurance coverage for your car.
NCB stands for No Claim Bonus. NCB is the discount that you get on the own damage premium of your vehicle at the time of renewal in return for not making any claim during the entire policy tenure.
Personal Belongings cover insures you against the cost of personal belongings lost from your vehicle. According to the IDV of your vehicle, the insurer will cover any loss or damage to any of your personal belongings kept inside the vehicle.
With this addon over, the insurer promises to bear the cost of replacement or repair of your vehicle key, including replacement of locks and labor costs.
When the covered car is unavailable for repair, the Daily Conveyance Benefit add-on cover will pay the policyholder's transportation costs.
This add-on protection will reimburse the cost of a replacement vehicle if the policyholder's vehicle is stolen or entirely damaged.
Roadside assistance will provide you with emergency roadside assistance in case your car suffers mechanical damage or any damage during travel.
Zero depreciation add-on cover exempts you from bearing the depreciation expense applicable on your vehicle and its parts.
Engine protector plan gives you coverage for damages incurred by the engine of your vehicle due to leakage of lubricating oils, water ingression or failure of the engine due to an attempt to start a wet engine, etc. Refer to policy documents for more information or get in touch with an expert at Quickinsure. Read more about the benefits of the engine protector cover.
Depreciation in motor insurance refers to the loss of the insured car’s value with time due to wear and tear. The rate of depreciation plays a vital part in motor insurance. Find out more here.
You can insure the accessories that you purchased for your vehicle at the time of motor insurance policy renewal time and not in the middle of the policy tenure.
If there is any wrong or incorrect detail entered in the motor insurance policy documents. You can edit it online as per the provision offered by your insurance company. Any correction in policy is called ‘endorsement’. If you have purchased your policy from Quickinsure, call us and we can assist you in this process.
Yes, a third-party insurance policy will cover passenger cover or unnamed passenger cover.