RELIANCE CAR INSURANCE ADDONS

Add-ons are extra covers that help you extend the coverage of your tenure in return for an additional premium.Buy these add-on covers along with your Reliancecar insurance policy to get insurance coverage for your car. Compare plansnow.

Nil Depreciation Cover

This add-on cover is more commonly known as a ‘zero-depreciation’ cover. With this add-on cover, in case of a claim on your vehicle, you will receive full value for your car and all of its spare parts; depreciation will be covered by the insurer. This cover is highly recommended for new vehicles.

Daily Allowance Benefit

If the insured car is stolen or out for repairs (for over 3 days), the insurer will provide the policyholder with a daily allowance. The amount of the allowance is determined by the premium paid.

Engine Protector Cover

The Engine cover protects you financially against the expense of repairs caused as a result of damage to your car's engine. It covers any damage caused by lubricating oil leaks, water entering the engine, and other factors that might harm the engine. If you live in a flood-prone area, this cover is a must-have addon for your car.

No Claim Bonus Retention

No Claim Bonus is an important feature of your car insurance policy. With this addon, the insurer agrees to protect the NCB at the time of renewal in case a claim is lodged. This cover is highly recommended for new cars.

Consumable Expenses Cover

With this add-on cover, the insurer will reimburse you for the cost of consumables, which are normally excluded from the claim amount under regular car insurance. Such consumables include nuts and bolts, screen washers, engine oil, bearings, and other items if your automobile is involved in an accident.

Key Protection Cover

This cover compensates for the amount of acquiring a duplicate key in case the original vehicle key goes missing.

EMI Protection

If the vehicle is involved in an accident, and as a result is being repaired in an insurer network garage, this add-on covers the EMIs of your car and pays it to the financier.

Total Cover

In the case of theft, total loss, or constructive total loss, having this add-on protection with the basic insurance policy will allow the policyholder to get compensation for the money spent on your car's insurance, road tax, and registration.

Electrical/ Electronic Fittings

This addon provides compensation for the expenses incurred on the repairof electrical/electronic fittings in your car such as fog lights, air-conditioner, brake light, and music system as a result of damages caused by an accident.

Frequently Asked Questions

1. When can I buy Reliance car insurance add-on coverage and include them in my plan?

You can buy car insurance add-on covers at the time of purchase or renewal of the policy by paying a little extra premium. Our experts at Quickinsure will help you select the add-on plans that suit your needs. Get in touch right away!

2. Can I add more than one addon cover to my insurance policy at a time?

Yes! There is no limit to how many add-ons covers you can include in your insurance policy. You can add as many as you want.

3. What to do if there is a mistake in the car insurance document?

If there is any incorrect detail entered in the insurance policy document, you can get it corrected. Any correction in the insurance policy is called an ‘endorsement’. If you have purchased your policy from Quickinsure, get in touch with us and we can assist you in this process.

4. What factors influence the premium of a car insurance policy?

The insurance premium is determined by the engine's cubic capacity, make and model, geographical zone, age of the car, and the insured declared value. Calculate premium and compare plans now.