Brand new Car
Buy these addon covers along with your ICICI Lombard car insurance to get enhanced insurance coverage for your car.
This add-on covers any damage caused by lubricating oil leaks, water entering the engine, and other factors that might harm the engine. If you live in a flood-prone area, this addon cover is a must-have for your car. There are certain exclusions under this cover. Read policy documents or get in touch with an expert at Quickinsure to know more about coverages and benefits of the Engine Protector Cover offered by ICICI Lombard.
This add-on cover is also known as ‘bumper to bumper’ or ‘nil depreciation cover. Your car is subject to depreciation, which means, that over the years, your car’s value keeps decreasing. With this add-on cover, in case of a claim on your vehicle, you will receive full value for your car and all of its spare parts; depreciation will be covered by the insurer. This cover is a must-have if your car is less than 5 years old.
In cases of a total loss, constructive total loss, or theft of the car, this cover enables the insured to receive compensation equal to the original value i.e., invoice value of the car. This cover helps the policyholder to bridge the gap between the IDV and invoice value of the car. This cover is highly recommended for new vehicles and premium or top-end models.
If your car happens to break down in the middle of nowhere, your insurer will come to your rescue! With this add-on, emergency assistance services are available to you. These include flat tyre, minor repairs, emergency fuel delivery, battery jumpstart, towing service, accommodation benefits and taxi benefits.
This add-on compensates for the loss or damage to the insured's possessions that were in the vehicle at the time of the loss or damage. This add-on covers, items such as clothes and other articles of personal nature likely to be worn by the insured including jewelry, and/or used or carried by him like Mobile, Laptop, or other electronic devices.
You can purchase ICICI Lombardcar insurance add-ons when buying the insurance policy or when renewing it.
It is preferable not to file a claim for minor repairs. As a result of not filing any claims throughout the policy period, you will receive a No Claim Bonus discount on your next year’s premium.
No. Add-on coverage can be purchased with either a standalone own damage policy or a comprehensive insurance policy, but not with a third-party car insurance policy.
Insured Declared Value or IDV is the maximum sum assured fixed by the insured at the beginning of each policy period of the insured vehicle.
The cost of bike insurance is determined by the engine's cubic capacity, make and model, geographical zone, age of the car, and the insured declared value.