BMW X7 CAR INSURANCE

BMW X7 is the German carmaker’s flagship SUV in India. BMW makes this car available in petrol and diesel versions. The X7 is by far the largest SUV that the company has ever built. Both the versions come with a4WD system and an 8-speed Steptronic Transmission. The BMW X7 gives its competitors Range Rover Autobiography, Mercedes Benz GLS, and Audi Q8 a run for their money. Key features of the SUV include adaptive LED headlights, parking lights, cornering lamps, turn indicators; sunroof, automatic climate control, ambient lighting, sun protection glazing, and a 12.3-inch touchscreen infotainment system.

 

BMW X7: Specifications

 

BMW X7 Variants	xDrive40i (Petrol); xDrive30d DPE (Diesel); xDrive30d DPE Signature (Diesel); and M50d (Diesel)
Engine Description	BS-VI, Six Cylinders, Four Valves per Cylinder Petrol and Diesel Engines
Engine Displacement	2998 cc (Petrol Engine); 2993 cc and 2998 cc (Diesel)
Maximum Power	340 Bhp @ 5,500 – 6,500 rpm (Petrol); 265 Bhp @ 4,000 rpm (Diesel) and 400 Bhp @4,400 rpm (Diesel)
Maximum Torque	450 Nm @ 1,500 – 5,200 rpm (Petrol); 620 Nm @ 1,500 – 2,500 rpm; and 760 Nm @ 2000 – 3000 rpm
Length x Width x  Height	5,150 mm X 2,000 mm X 1,805 mm
Wheelbase	3,100 mm
Fuel Type	Petrol and Diesel
Seating Capacity	7
Fuel Tank	83 Litres (Petrol) and 80 Litres (Diesel)
Suspension	Front & Rear – Adaptive 2-axle Air Suspension
Brake System	Front – Disc; Rear – Disc
Official Tagline	JustCantWait To Make A Statement

 

BMW X7: Price

 

Ex-showroom Price (New Delhi):Rs.92,50,000 – Rs. 1,63,00,000 (Prices may vary at the time of purchase).

 

BMW X7 Car Insurance Coverage

 

Mandatory RequirementAs Per Motor Vehicles Act In India

 

Third-party Liability Cover – If an accident occurs, this policy covers just the damages caused to a person or property.

 

Recommended Cover

 

Comprehensive Car Insurance – It provides overall coverage as it includes damagescaused to your car and third-party liabilities. This is not mandatory.

 

BMW X7 Insurance: Add-Ons for Improved Protection

 

Zero Depreciation Cover

In the absence of this cover, the depreciation cost related to the replacement of plastic, metal, and fibreglass parts has to be borne by you. If the zero depreciation add-on is included in your policy, the depreciation cost will not be deducted from your claim amount.

 

No-Claim Bonus Add-on

You areeligible for a no-claim bonus of up to 50 percent at the time of renewal of your car’s insurance policy for every claim-free year. You forfeit the accumulated bonus if you file a claim. This add-on enables you to protect your no-claim bonus eligibility.

 

Engine Protection Add-on

Comprehensive car insurance does not cover damages caused to your car’s engine. This engine protector add-on takes care of engine damages. You must include this add-on if you live in one of the flood-prone areas.

 

Roadside Assistance Add-on

This add-on ensures emergency support if you are stranded for any reason. It is designed to ensure help at the place where youare stranded. It covers costs related to emergency assistance such as towing, tyre changing, fuel refills, etc.

 

BMW X7 Insurance – Why Quickinsure?

 

Explore BMW X7 insurance rates with Quickinsure by comparing prices and availing substantial discounts from various recognised insurance providers.

Quickinsure’s industry-experienced service consultants, post-sales relationship managers and professional claims team are well-equipped to help you with all your BMW carinsurance needs.

 

BMW X7 – Review

 

If you want to make a style statement, you should opt for the BMW X7 SUV. It has a personality of its own and makes its presence felt anywhere you go. It is specifically meant for the market segment that is looking for luxury vehicles. Over and above the SUV's majestic appearance, its impressive lightness and agility are just amazing because of its design and athletic styling. Further, its considerably spacious interior offers an interplay of exclusivity, freedom, and functionality. It provides incomparable comfort even at the third set of seats. All said and done, it is a pleasure driving this vehicle on any road.

 

BMW X7 Insurance – FAQs

 

Q: What is comprehensive insurance?

 

Comprehensive insurance protects your vehicle from the financial impact of damages caused to it because of fire, earthquake, etc., and even theft. In addition, it includes third-party liability cover.

 

Q: What happens to the insurance when I sell my BMW X7?

You can transfer your car’s insurance policy to the buyer through an endorsement. Further, supporting documents such as the sale deed/form 29/30/seller’s NOC /NCB recovery are required to pass the endorsement under the current policy. Or else, you can cancel the policy by providing supporting documents such as the sale deed/form 29/30.

 

Q: How do I transfer my NCB to my new BMW X7?

You need to obtain an NCB reservation letter from the insurer for the purpose. Based on this letter, the benefit will be transferred to your new vehicle.

 

Q: What should I do to register a claim?

To register a claim, you can go to your insurance company’s website and follow the procedure. Alternatively, you call the customer care department and do as per their advice. If the insurance company offers a mobile app, you can file your claim through the same.