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Bajaj Allianz Comprehensive Private Car Policy.
Bajaj Allianz is one of the oldest General insurance companies in India and has completed 20 years of its establishment. Bajaj received its certificate of registration from IRDAI on 2nd May 2001. It has 1100 offices in towns and cities of India. Bajaj has 9000+ employees working to enhance your customer service experience. Bajaj Allianz General Insurance ltd is a joint venture between Bajaj Finserv and Allianz SE which is rated as one of the topmost insurance companies world-wide
What is meant by Bajaj Allianz Comprehensive Car insurance?
The comprehensive car insurance of Bajaj Allianz helps you to cover your vehicle against any accidental damages. The Bajaj Allianz health insurance policy also helps you to cover the third-party losses that occur due accidents.
Key benefits of buying Bajaj Allianz comprehensive car insurance?
Benefits of buying Bajaj Allianz third party car insurance policy online are as follows
1. Faster Claim settlement: - You can access hassle-free claim settlements as there is an in-house claim settlement facilities which result in faster settlements
2. Wide cashless network:- Bajaj Allianz has a wide network of 6500+ garages across India. This facility leads you to repair your vehicle in your nearest branch.
3. Customer service:- Bajaj Allianz helps you with their amazing facility of customer service which is available 24/7.
Coverage under Bajaj Allianz Comprehensive car insurance Policy
1. The comprehensive car policy in Bajaj covers you and the passengers who are sitting in the vehicle. You can get compensation up to Rs 15 lac for yourself by opting the Personal accident cover.
2. The passengers sitting in your vehicle also get covered in accidents ranging from Rs 50,000 to 2,00,000. This cover is optional and you can decide about the range yourself.
3. The external fitted CNG/LPG is also covered in your policy. This means that you will be covered for the damages which are caused by the explosion of your CNG/LPG kit.
4. The comprehensive car policy also insures you against the third-party liabilities such as damages caused to the third-party’s property as well as life.
5. The damages caused to the body of your vehicle are covered under any comprehensive policy.
6. If the cost of repairs of your vehicle exceeds 75% of your IDV, then it is considered as a total loss case. The customer gets the whole amount of the IDV as compensation.
How to purchase Comprehensive Car policy in Bajaj Allianz?
Step 1. Go to the online website of https://quickinsure.co.in/
Step 2. Click on car insurance
Step 3. Enter your REGISTRATION no. According to your RC
Step 4. You will find a quotation for car insurance from Bajaj Allianz insurance and other insurers.
Step 5. You can select the quotation of Bajaj Allianz and fill out the proposal form.
Step 6: You will receive a copy of your insurance on your mail ID once the payment is made.
Exclusions in Bajaj Allianz third party car insurance policy
1. The company does not pay claims to the customer if the vehicle is used for any kind of motor trade.
2. The claim is rejected if the vehicle is used for racing purpose..
3. The company is not liable to pay claims if the driver is under the influence of drugs or alcohol.
4. the Wrong declaration of NCB results in claim rejection.
5. The company does not settle the claim if your car is used for commercial purposes.
6. The claim is rejected if the vehicle is used for commercial purposes.
Bajaj Allianz Comprehensive Car Insurance FAQs
1. What is NCB in Bajaj Allianz car insurance policy?
No Claim Bonus is also known as NCB. It is a reward given by the insurance company to the customer in case the customer does not take a claim in the given policy year. It ranges from 20% to 50%.
2. How is the idv calculated in Bajaj Allianz comprehensive car insurance?
The idv is calculated as follows-
3. What are the add-ons offered by Bajaj Allianz Insurance for the comprehensive private car?
The add-ons in Bajaj Allianz car insurance are –
4. How can I purchase Bajaj Allianz car policy?
Step 1 Go to the online website of https://quickinsure.co.in/
Step 2 Click on car insurance
Step 3 Enter your REGISTRATION no. According to your RC
Step 4 You will find a quotation for car insurance from Bajaj Allianz insurance and other insurers.
Step 5 You can select the quotation of Bajaj Allianz and fill out the proposal form.
Step 6 You will receive a copy of your insurance on your mail ID once the payment is made.