Raheja QBE is a joint venture between Rajan Raheja Group and QBE Insurance, an Australian company. Raheja QBE was founded to assist the best possible environment for consumers and partners in the insurance industry. While the Rajan Raheja Group adds its significant experience in India's many business sectors, QBE Insurance brings its global competence in insurance, resulting in innovative insurance products for a wide range of consumers.

.Stand Alone Own Damage Private Car Policy in Raheja QBE.

Stand Alone Own Damage (SAOD) was introduced by the Insurance Regulatory and Development Authority of India (IRDAI) on 1 September 2018 and it is essentially a motor vehicle policy. Stand Alone Own Damage is a policy that specifically covers the damages of your vehicle only. It does not cover liability arising out of third-party damages involving your vehicle. Every SAOD policy must be backed by a standalone third-party policy.

Benefits of buying Stand Alone Own Damage policy from Raheja QBE.

1. Benefit of no claim bonus up to 50% discount.

2. Raheja general car insurance offers claim assistance 24/7 service of a highly trained support team.

wide network of cashless garages and workshops.

3. Hassle-free claim settlement process with highly cooperative customer representatives.

How to purchase Stand Alone Own Damage Policy from Raheja QBE.

Step 1. Go to the online website of https://quickinsure.co.in/

Step 2. Click on car insurance

Step 3. Enter your REGISTRATION no. According to your RC

Step 4. You will find a quotation for car insurance from Raheja QBE insurance and other insurers.

Step 5. You can select the quotation Raheja QBE  general insurance and fill out the proposal form.

Step 6. You will get your policy once you have done a payment with your debit or credit card.

Coverage of Stand Alone Own Damage Policy in Raheja QBE.

-The Raheja QBE’s SAOD policy covers you from unfortunate events like accidents, collisions.

-Theft of your Car also get is covered under the SAOD.

-The Raheja QBE’s SAOD Policy helps in obtaining coverage and ensuring protection against fire, flood, earthquakes.

- The Raheja QBE’s SAOD insurance protects the insured from man-made disasters such as riots, vandalism, and terrorism.

-Personal accidents cover up to 15lac.

Exclusions under Stand-Alone Own Damage Policy in Raheja QBE.

a)Breakdown of mechanical and electrical parts.    

b) Damage to the person or by the person, without having a valid driving license.

c)Damage to the person or by the person driving the vehicle under the influence of the drug.

d)Loss caused due to war, mutiny, or nuclear attack.           

e)A compensation arising from out of contractual liability.


Q. Can I cancel my  SAOD policy midway in Raheja insurance?

A. Yes you can cancel your policy midway and also get a refund on the unused premium.

Q. Is own damage insurance the same as comprehensive?

A. No both are different. Comprehensive insurance covers both own damage and third party, but SAOD covers only own damage.

Q. What is meant by No Claim Bonus in SAOD?

A. No Claim Bonus is the bonus that is provided to the insured person as a reward, for not claiming the policy in the previous year.

Q Will my vehicle value get depreciate even I take zero depreciation add-on?

Yes. The IDV of your vehicle depreciates every year even if you take zero depreciation cover

Q. Where can I buy the Stand Alone Own Damage Car policy in Raheja QBE.

A. Visit www.quickinsure.co.in and select the private car option on our website. Enter your vehicle number and get the quote from Raheja QBE. You can pay the amount directly to the company and you will receive the pdf of your policy at your email address within minutes.

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