1.  Can someone only take out their Own Damage insurance?

Beginning September 1, 2018, vehicle owners will be able to purchase SAOD individually.

2.  Does the SAOD policy include TP liability insurance?

 No, the SAOD policy does not include TP liability insurance.

3.  How are Comprehensive insurance premiums calculated?

 Premium = IDV * Premium plan + add-on- discount.

 4.  Can I renew my car insurance with another company?

 Yes, it is possible to renew one insurance policy to another.

5.  Where can I renew my car insurance?

 You can compare and renew your insurance policy with Quickinsure. Calculate and renew now.

6.  What are the benefits of comprehensive insurance?

Fully comprehensive insurance covers liability to third parties and damage to you and your vehicle.

7.  Is comprehensive insurance mandatory?

Comprehensive insurance is not required by law but is preferred by car owners because of its benefits.

 8.  Does comprehensive insurance include TP liability insurance?

 Yes. Comprehensive car insurance includes both third-party and own-damage cover.

 9.  What exactly is stand-alone insurance?

The policy that covers the damage and loss of your car is called stand-alone coverage.

10. How can I find out if my insurance is still valid?

VAHAN allows you to check your insurance status.

11. Can you explain the five-year insurance rule?

Following a Supreme Court ruling in September 2018, the IRDAI has made it mandatory for all new two-wheelers to come with a 5-year insurance policy.

12.  How do I find out when my insurance policy will expire?

The policy terms specify when your insurance will expire.

13. Is the tyre covered by zero depreciation?

No, tyres are not covered by zero dep.

14. How can I know if my policy has a zero-depreciation clause or not?

There is an add-on section on the insurance terms that you can easily find.


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