The Oriental General Insurance limited.


Oriental Insurance Company, an Indian public sector general Insurance company, was incorporated into a legal corporation on 12th September 1947 in Mumbai. The capital of the country, New Delhi has the headquarters of Oriental Insurance Company. The aim of Oriental Insurance was “Service to clients” and high achievement in the General Insurance Sector. Oriental Insurance has more than 170 policies on offer. Each of the policies offered by the company is characterized by utmost swiftness, Effectiveness, and Cost-effective price range.

What is a renewal of policy in The Oriental?

If you wanted to renew your policy, it simply means that you wanted to continue your coverage with the same insurance company or with a different insurance company. It is not mandatory that you need to renew your insurance after the expiry period, you can renew your insurance 45 days before the expiry date and avoid the re-inspection.

. What are the Benefits of renewing your policy with the same company?

-By renewing the policy with the same insurance company, your NCB gets protected. The company offers up to 50% discount for renewing policy from time to time.

-When you are renewing the policy with the same insurance companies, the relation of the policyholder with the company gets better, it helps policyholder for getting know more about the company.

-The company keeps your policy number and other details handy to ensure speedy renewal without wasting time.

-By renewing your insurance from time to time with the same insurance company, helps the policyholder to protect their NCB and not need to inspect your vehicle frequently.

What happens if the policy gets expired?

-Having at least third-party insurance is mandatory in India. If in case your third party car insurance got expires, you need to pay a fine .also you are liable to pay third parties liabilities from your pocket in case of an accident.

-Comprehensive car insurance covers own damage liabilities as well as third parties. Not having comprehensive insurance keeps you in danger and you are liable to pay losses from your pocket. If you want to skip the inspection part of the policy, then you need to renew your policy before its expiry and opt for NCB Discount.

-Not having a Stand Alone Own Damage policy, makes a sudden financial burden on the person. So it is required to have a SAOD policy.

-Staying with the insurance company helps the insured person to get a better picture of the company’s terms and conditions.

What Documents are required for inspection?

Following documents are needed for inspection -

RC copy of a car

Previous year policy copy

Car’s Photos according to the requirement

Driving license

Note:-Vehicle  need to be inspected between 10 am to 6 pm in a vacant place with proper sunlight.

 What can you do if your policy expires?

-Contact Online insurance brokers to know the further process of renewal

-Avoid driving a car till you get a new policy, because your policy expired and you don’t have any protection right now.

-For renewal, you need to visit and decide which policy is suitable for you.

-Fill up the basic details, i.e. registration number, policy number.

-Self Inspection in case of break-in case. You can self inspect your vehicle through the quickinsure official app.


1. For how much period before your expiry you can renew your insurance?

Maximum 45 days before your expiry you can renew your insurance.

2. What are the slabs of NCB discounts?

  0%,20%,25%,35%, 45%,50% are the slabs of NCB discounts.

3. From where and how you can inspect your vehicle?

   You can inspect your vehicle from the quick insure insurance brokers app.

4. What are the documents required for the renewal of the policy?

   You can renew your policy just by showing your last year's policy.

5. How to avoid inspection of your vehicle?

     Renew your vehicle policy before the expiry date.

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