United India Car insurance policy renewal.


United India has been at the forefront of designing and implementing complex covers for large customers, it was incorporated as a company on 18th February 1938 and nationalized in1972. After nationalization united India has grown by leaps and bounds and has over 11500 workforces spread across 2110 offices providing insurance cover to 1.74 policyholders. United India has a variety of insurance products to provide insurance cover from bullock carts to satellites.

What is a renewal of policy in United India?

Renewable is a term in an insurance policy that allows policyholders to extend coverage, usually on an annual basis, without having to apply for a new policy.

 What are the benefits of renewing your policy with the same company?

-By renewing the policy before the expiry, you can avoid inspection of your car.

-NCB will continue as per the previous policy NCB

-Hassle-free claim settlement with less documentation process.

- Speedy renewal without wasting time.

What happens if the policy gets expired?

At least liability insurance is required in India. If your liability insurance expires, you will have to pay a fine.

In addition, in the event of an accident, you are obliged to pay the liability of a third party from your pocket.

Comprehensive Insurance covers both personal liability and liability to third parties. If you do not have comprehensive insurance, you are at risk and have to pay the loss from your pocket.

If you want to skip the inspection part of the policy, you must update the policy and select the NCB discount before it expires.

Not having a Stand Alone Own Damage policy, makes a sudden financial burden on a person. So it’s required to have a SAOD policy

Which documents are required for inspection?

Following documents are needed for inspection -

RC copy of the car

Previous year policy copy

Car’s Photos according to a requirement

Driving license

Note:-Vehicle  need to be inspected between 10 am to 6 pm in a vacant place with proper sunlight.

 What can you do if your policy expires?

-Contact Online insurance brokers to know the further process of renewal

-Avoid driving a car till you get a new policy because your policy expired and you don’t have any protection right now.

-For renewal, you need to visit and decide which policy is suitable for you.

-Fill up the basic details, i.e. registration number, policy number.

-Self Inspection in case of a break-in, you can self inspect your vehicle through the quickinsure official app or website.


1. Is it essential to renew insurance every year in the same insurance company?

No, it is not essential to renew insurance in the same company. You can renew your insurance from any insurance company.


2.What is meant by policy lapse?

Policy lapse means you cannot get any feature of the policy and you will lose the right to claim against it.

3. From where and how you can inspect your vehicle?

   You can inspect your vehicle from the quick insure insurance brokers app.

4. What are the documents required for the renewal of the policy?

   You can renew your policy just by showing your last year's policy.

5.)What is meant by self-inspection in case of renewal of policy?

     Self-inspection means inspecting your vehicle on own for renewal

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