Addon covers provideenhanced protection for your bike in exchange for a slightly increased premium. Cholamandalam MS offers a variety of such addon coverage options, allowing you to tailor your vehicleinsurance coverage to your specific

  • Roadside Assistance

Roadside assistance is an add-on cover that provides help in the case of a breakdown or mechanical failure of the insured vehicle. This service includes on-site repairs, towing to the nearest garage in the event of a lost key, repairing flat tyres, and fuel delivery, among other things. Please refer to policy documents to understand the full scope of this cover or visit this article to know more.

  • Nil Depreciation Coverage

Over time, depreciation affects the value of a bike. This has an impact on the claim amount, as the insurer deducts the cost of depreciation during claim settlement. However, if you buy this addon, the insurer does not take depreciation into consideration while settling the claim.

  • Return to Invoice

This addon cover is available for vehicles up to 5 years old from the time of registration.The addon allows you to receive compensation equal to the car's invoice value i.e., the original value of the car when you bought it. This addon is beneficial in case of theft or total damage of the vehicle.

  • Engine Protection Cover

Engines are a very important part of your vehicle and repairs to the engine can be very costly. This is where the Engine Protection cover comes into play. This covers the damages to the engine and its parts due to water ingression, leakage of lubricant oil, damage to the hydrostatic lock, damages to the engine parts, such as the crankshaft, cylinder, gearbox, pistons, connecting rods, etc.

  • Tyre Cover

This addon covers damages like as tyre puncture or bursting, in-tyre bulge, cut on a tyre due to an accident, and so on.

Frequently Asked Questions

  • Is it required that an add-on cover be included in the two-wheeler insurance policy?

It is not necessary to have add-on cover for your two-wheeler insurance policy. It's an add-on benefit that you mayavail to increase the scope of your bike insurance policy.

  • How many add-on covers can be included in a single insurance policy plan?

There is no limit to the number of vehicle insurance add-on covers you may purchase this means you can add as many as you like to your insurance policy at any time, depending on your budget and needs.

  • Can I change my insurer?

Yes, you can change the insurer at the time of renewal. It is an extremely easy process and requires no paperwork.

  • Are engine parts covered by the zero depreciation add-on cover?

No, the zero depreciation add-on coverdoes not cover engine damage. To safeguard your bike’s engine against losses and damages, opt for an engine protector add-on.

  • What does roadside assistance add-on cover offer?

Roadside assistance is a 24/7 service offered to policyholders by Cholamandalam in event of a breakdown of the bike. Services under this addoninclude fuel delivery,battery top-up,and bike breakdown assistance such as fixing a flat tyre.

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