GO DIGIT TWO WHEELER INSURANCE ADDONS

Go Digit provides a variety of add-on cover options that may be purchased alongside a comprehensive or SAOD insurance policy. Although buying add-on covers is not necessary, it is highly advised that you do so. Buy these addon covers with your Digit two-wheeler insurance policy to enhance the coverage for your bike.

• Roadside Assistance

Your bike is a machine that can fail or break down at any time and in any area. Purchase this add-on cover for a little premium increase to cope with this uncertainty and avoid becoming detained in a strange place.

• Zero Depreciation

This optional coverage reimburses you for the amount of depreciation deducted from the value of parts replaced after being damaged in an accident or other incident. This addon cover is also called the ‘bumper-to-bumper’ cover.

• Return to Invoice

This addon cover is available for vehicles up to 5 years old from the time of registration. The addon allows you to receive compensation equal to the car's invoice value i.e., the original value of the car when you bought it. This addon is beneficial in case of theft or total damage to the vehicle.

• Engine Protection Cover

Engines are a very important part of your vehicle and repairs to the engine can be very costly. This is where the Engine Protection cover comes into play.  This covers the damages to the engine and its parts due to water ingression, leakage of lubricant oil, damage to the hydrostatic lock, and damages to the engine parts, such as the crankshaft, cylinder, gearbox, pistons, connecting rods, etc.

• Consumables Cover

When it comes to vehicles, consumables are items or parts which cannot be reused. Examples of consumables include – engine oil, oil filter, lubricants, nuts & bolts, bearings, etc. Having a consumables cover prevents you from incurring these expenses during repairs and claims. If you own a super bike, it is recommended to opt for this cover as consumables for such vehicles are generally quite expensive.

Frequently Asked Questions

• Can I buy addons with third party policy?

No, addons can be bought only with comprehensive policy or stand alone own damage policy.

• What types of two-wheeler add-on coverage does Digit General Insurance Company provide?

Consumable cover, zero depreciation cover, return to invoice cover, engine and gearbox protection, and roadside assistance cover are available with Digit General Insurance Company.

• How many addon covers can I buy?

There's no such limit. You can buy as many addons as per your particular requirements.

• Can I buy Zero Depreciation cover for my used bike?

Yes, you can get the zero depreciation add-on cover for your used bike as long as it is under 5 years old. The insurermight conduct an inspection to check that the bike is in good order so that add-on coverage can be added to your policy.

• When can I buy Go Digit bike insurance add-on coverage and include them in my plan?

You can purchase Go Digitbike insurance add-ons when purchasing the insurance cover or when renewing your bike’s insurance policy.