Royal Sundaram offers a wide range of add-on covers that you can add to your policy during the purchase or renewal of the policy.Buy these addon covers along with your Royal Sundaram two-wheelerinsurance policy and get enhanced insurance coverage for your bike.

  • Zero Depreciation

Depreciation refers to the loss in the price of your bike as it ages. It refers to the wear and tear on your vehicle over time, and it lowers the worth of the vehicle. So, if your bike was initially worth Rs.  45,000, when it was new and is now worth Rs. 20,000, the depreciation you've experienced is around Rs. 25,000.

However, if you get a zero-depreciation bike insurance add-on, for your vehicle the insurer will not deduct the cost of depreciation and you will receive full repair coverage.This addon offers compensation for different parts of your two-wheeler, which generally get depreciated over time.The cover is generally applicable to new automobiles that are less than five years old.

This cover is also known as ‘Nil Depreciation’ or ‘Bumper-to-Bumper’ cover. Find out more about this cover and related benefits here.

Frequently Asked Questions

  • What is a two-wheeler insurance policy add-on?

Add-on covers in two-wheeler insurance refer to additional coverage that can be purchased(at an additional fee) to expand the coverage of an insurance plan. These add-ons are available for purchase with either comprehensive insurance plans or standalone own-damage insurance plans.

  • What should I know before purchasing a bike insurance add-on?

You should understand the coverage, features, and premium amount of a bike insurance add-on before purchasing it. Experts at Quickinsure can help you choose the best addons, with complete knowledge about the coverage of the ones you want to buy. Get in touch with us today!

  • How much money do I have to pay for add-on covers?

Different add-on covers are available at different rates. You can check the cost of addons and effective total premium in a few clicks here.

  • How many add-on covers can be included in a single insurance policy plan?

There is no limit to the number of vehicle insurance add-on covers you may purchase this means you can add as many as you like to your insurance policy at any time, depending on your budget and needs.

  • When can I buy bike insurance add-on covers from Royal Sundaram General Insurance Company?

You can buy Royal Sundaram bike insurance add-ons at the time of purchase or renewal of your bike insurance policy.

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