National General Insurance Company offers a variety of add-on covers to supplement your bike insurance coverage. Buy these addon covers along with your National two-wheeler insurance policy and get enhanced insurance coverage for your bike.

  • Nil Depreciation Cover

In the event of a claim for the repair of your bike, this add-on cover will come to your rescue. In such circumstances, no depreciation will be taken into account when calculating the amount of your claim using this add-on benefit. This coverage is highly recommended if you have a new bike. 

  • Invoice Protect

In case of theft or total damage of the vehicle, with this addon, the policyholder is entitled to the original invoice value of your bike, which includes registration fees and road tax. If you have a brand new vehicle or a premium vehicle, this addon is a must-buy.

  • NCB Protection

A policyholder will no longer be eligible for the No Claim Bonus if he or she files a claim within the policy period. The NCB Protector add-on, on the other hand, allows the policyholder to take advantage of the NCB even if a claim is filed. Find out more about NCB here.

  • Roadside Assistance

Roadside assistance is an add-on coverage that provides assistance in the event that the insured two-wheeler breaks down. On-site repairs, towing to the nearest garage in the event of a lost key, and replacing flat tyres are all part of this service.

Frequently Asked Questions

  • I recently purchased a pre-owned vehicle. Is it still possible for me to buy my insurance from National Insurance?

Yes, you can buyall types of vehicleinsurance plansfrom National Insurance Company.

  • Can I buy addons with my third-party bike insurance policy?

No. Add-on coverage is available with either standalone own damage or comprehensive bike insurance policy, not with a third-party policy.

  • When can I buy bike insurance add-on covers from National Insurance Company?

You can buy National bike insurance add-ons when purchasing the insurance cover or when renewing your bike’s insurance policy.

  • How long does a two-wheeler insurance policy last?

Unless otherwise stated, a vehicle insurance policy is valid for a period of one year.

  • Can I buy Zero Depreciation cover for my used bike?

Yes, you can get the zero depreciation add-on cover for your used bike as long as it is under 5 years old. The insurer might conduct an inspection to check that the bike is in good order so that add-on coverage can be added to your policy.

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