SHRIRAM TWO WHEELER INSURANCE ADDONS

Shriram General Insurance offers a variety of optional coverage options that you can choose from when purchasing or renewing your policy. Buy these Shriram two wheeler insurance addon covers with your policy to enhance your bike’s insurance coverage.

• Electrical and Electronic Accessories

Bike owners often customize their bikes to improve their appearance and performance. This add-on is advised for anybody who enjoys customizing their bikes, as certain additions are costly, and any damage to them might turn out to be quite expensive. This addon will cover the damages to such accessories. The cost of such customizations have to be declared to the insurer at the time of purchasing the policy.

• Pillion Cover

A pillion rider add-on safeguards a co-passenger or pillion rider who rides with the driver on the two-wheeler. It covers the costs for the pillion rider in the unfortunate event of an accident, including accidental death and permanent or partial disability.

• Geographical Extension Coverage

Every bike insurance policy has a geographical restriction on the territory in which the insured is compensated in case of a repair or loss.  However, if you purchase the geographical extension add-on, you can expand the geographical region in which your bike is covered.

Frequently Asked Questions

• Are there any add-ons for two-wheeler insurance plans?

Yes, insurers offer a wide variety of add-ons with two-wheeler insurance policies. These include Nil Depreciation, Consumables Cover, Return to Invoice, Roadside Assistance Cover, and more. Experts at Quickinsure can assist you to buy the best insurance plan with great addons that suit your needs. Get in touch with us right away!

• Is it possible to purchase additional coverage with a third-party bike insurance policy?

No. Add-on coverage can be purchased with either a standalone own damage policy or comprehensive insurance policy, but not with a third-party bike insurance policy.

• What if my bike was being ridden by someone else at the time of the accident?

The insurance policy will apply even if someone else was riding your two-wheelerat the time of the collision. It is necessary that the person riding the vehicle has a valid driving license.

• What factors are responsible for the cost of my zero-depreciation insurance?

The factors that go into deciding the cost of zero depreciation insurance include the age of the vehicle, make and model, and the registered location.

• Why does the cost of my zero-depreciation insurance go up every year?

As your vehicle grows older, the insurer needs to bear greater liability every year due to yearly depreciation. Hence, the premium for your zero depreciation insurance rises.