Brand new Bike
TATA AIG General Insurance Company Limited is one of the leading general insurance companies in India. The company is a joint venture between the Tata Group and American International Group. TATA AIG provides a range of general insurance products such as motor, health, personal accident, and travel insurance.
TATA AIG Stand Alone Own Damage Bike Policy
A SAOD policy is required for vehicles purchased after September 1st, 2018. An OD bike insurance plan is a type of bike insurance plan that exclusively covers your bike's own damages.
Benefits of buying Stand Alone Own Damage Policy from TATA AIG
How to purchase Stand Alone Own Damage Policy from TATA AIG General Insurance.
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Coverage of Stand Alone Own Damage Policy in TATA AIG General Insurance.
Coverage against vehicle theft is provided by the company. Damages caused by natural disasters are covered in this policy. Damages incurred as a result of man-made disasters are covered. Personal accident protection.
Exclusions under Stand-Alone Own Damage Policy in TATA AIG General Insurance.
Frequently Asked Questions
1. Can I file a claim if my driver's license is expired?
No, without a driving license you cannot file a claim.
2. Is comprehensive insurance the same as own damage insurance?
No, comprehensive insurance includes both third party, as well as own damage coverage while SAOD insurance covers own damage losses only.
3. Can third-party liabilities also get coverage under the SAOD policy?
No, third-party liabilities are not covered in a SAOD policy.
4. What is the duration of SAOD policy?
The duration of SAOD policy is one year.
5. Is it necessary to buy SAOD insurance for my two-wheeler?
No, as per law it is not compulsory to buy an OD insurance policy for your two-wheeler. However, according to Indian Motor Traffic Act, it is necessary to purchase at least a third party liability insurance plan for your two-wheeler.