Brand new Bike
Digit Insurance is a general insurance company based in Pune, Maharashtra. The company was founded in 2016.
What is meant by Stand Alone Own Damage Bike Policy in Go digit
Applicable since Sep 2018, Insurance companies can now offer standalone Own Damage (OD) Insurance policies for cars and two-wheelers that only have a third party car or bike insurance in place. An own damage premium is a price you pay for your OD insurance. The premium price for the same is usually determined based on the type of vehicle you own, how old it is, and the city you use it in.
Benefits of buying Stand Alone Own Damage policy from Go Digit
Renewals and purchases with thorough comparisons are made easier online with Quickinsure.
Go digit Insurance comes with two-fold benefits, you not only get relief from potential risk but also from stress.
A Bike insurance policy comes at a quite reasonable price, especially when you compare the amount of money that you may have to bear in case of an accident.
How to Purchase Stand Alone Own Damage Policy for your Bike from Go digit
Coverage of Stand Alone Own Damage Policy in Go digit
Exclusions Under Stand-Alone Own Damage Policy in Go Digit
Frequently Asked Questions
Premium is calculated based upon the following factors- IDV of the bike, cubic capacity of the engine, geographical zone, type, make, model and age of the vehicle.
Any individual who has an active and valid third party bike insurance is allowed to buying stand alone own damage insurance plan to ensure protection against damages or losses sustained by their own bike due to any accident or mishap.
No, buying an own damage insurance cover for your bike is not necessary. According to Indian Motor Tariff Act, it is compulsory to purchase a valid third party insurance plan for all the vehicles driving on public roads in India.
Carry a valid driving license, vehicle registration certificate (RC) and pollution control certificate (PUC) while riding.
Yes, purchasing bike insurance is mandatory for new as well as old two-wheeler as per Motor Vehicle Act, 1988.
NCB discount can be easily transferred if you buy a new bike. The NCB rewards a person for safe driving practices and for not making any claims in the earlier year.